Terrey Hills NSW Property Investment

Northern Beaches · 2084 · Score: 71/100 · Buy

Median House Price
$2.70M
Rental Yield
2.5%
Vacancy Rate
1.6%
Median Weekly Rent
$1298/wk
Median Unit Price
$1.55M
Population
3,142
Days on Market
45 days
Annual Growth
-5.8%
AI Investment Analysis

Terrey Hills NSW Investment Brief

BUY$2,697,748 (pending peer validation) median with 38.7%/yr growth over 5 years.

THE MARKET

Terrey Hills has compounded at 38.7%/yr over 5 years. Median sits in the $2,697,748 (pending peer validation) band today. Properties are sitting on market for 45 days (roughly balanced conditions).

  • Median house: $2,697,748 (pending peer validation) | Units: $1,545,595
  • Gross yield: 2.5% | Net yield: 1.0%
  • 5yr price CAGR: 38.7%/yr | 3yr forecast: 2.3%/yr
  • Population: 3,142 | Owner-occupier rate: 84% | Affluence: Very High
  • Supply pipeline: Moderate — Development activity consistent with long-term averages

RENTAL SNAPSHOT

  • Vacancy: 1.6% (stable) | Rental demand: High
  • Median weekly rent: $1,298/wk | Days on market: 45 (stable)
  • Landlord market — rents likely to keep rising.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • Beaches Link Tunnel (Sydney) (Announced)
  • NorthConnex Tunnel (Operational)
  • New Intercity Fleet (NSW Trains) (Under Delivery)
  • Sydney Metro West (Under Construction)
  • Transport: Mount Kuring-gai station 8.6km away

BULL CASE

If Terrey Hills maintains 3%+ annual growth and vacancy stays below 1.1%, median prices could reach $3,102,410 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Terrey Hills pull back 10-15% from $2,697,748, with vacancy rising to 2.9% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Premium price point limits buyer pool and increases interest rate sensitivity

COMPARABLE MARKETS

  • Pinkett (NSW): $2,650,000 median, 0.8% yield, 0.0% 1yr growth
  • Belfield (NSW): $1,923,552 median, 2.7% yield, -9.1% 1yr growth
  • Lovedale (NSW): $2,022,982 median, 1.4% yield, 14.6% 1yr growth

THE PLAY

Terrey Hills presents a compelling investment opportunity. The combination of solid fundamentals and high rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 2.5% and prioritise properties with value-add potential. Consider timing entry around the current boom phase of the market cycle.

  • Entry range: $2,427,973$2,967,523
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy staying below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.5/10
High SEIFA decile — already upgraded or established affluent area
Strong capital growth (11.0% CAGR) — above national average
Outer suburban location (20.7km to CBD) — slower gentrification cycle
Active development pipeline (3650 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
10.0%
p.a.
2yr Forecast
9.2%
p.a.
5yr Forecast
8.0%
p.a.

Basis: 5yr CAGR 11.0% + 10yr CAGR 9.6%

Growth drivers
  • +Low rental vacancy (1.6%) — constrained supply
Headwinds
  • High supply pipeline (3650 new approvals) — may cap price growth

Suburb Metric Thresholds

8 green4 yellow4 red
Rental Vacancy Rate
1.6 high impact
Days on Market
45 high impact
Weekly Rent (house)
1298 medium impact
5yr Price CAGR
11.02 high impact
10yr Price CAGR
9.64 high impact
1yr Price Growth
-5.8 medium impact
Population Growth
0.73 high impact
Median Household Income
2882 medium impact
Unemployment Rate
2.5 medium impact
Public Transport Score
5.5 medium impact
School Zone Quality
7.1 medium impact
Distance to CBD
20.7 medium impact
SEIFA Advantage/Disadvantage
10 medium impact
Owner Occupier Rate
83.5 medium impact
Gross Rental Yield (%)
2.5 high impact
Net Rental Yield (%)
1 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

582

2020

916

2021

734

2022

895

2023

523

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2084

Most disadvantagedLeast disadvantaged

Decile 10 of 10 — Low disadvantage

Population

3,759

Education (IEO)

9/10

Econ. Resources (IER)

10/10

10-Year Investment Projection

Modelled on Terrey Hills NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $1298/wk median rent for Terrey Hills. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Terrey Hls PS
PrimaryGovernment
8/10
Davidson HS
SecondaryGovernment
7.7/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.