Pambula Beach NSW Property Investment

Bega Valley · 2549 · Score: 54/100 · Hold

Median House Price
$909K
Rental Yield
3.6%
Vacancy Rate
3.0%
Median Weekly Rent
$625/wk
Median Unit Price
$764K
Population
667
Days on Market
45 days
Annual Growth
-11.2%

Pambula Beach Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$553.94/night
Occupancy Rate
40%
Est. Annual Revenue
$81K
AI Investment Analysis

Pambula Beach NSW Investment Brief

HOLD3.6% gross yield on a $909,260 (pending peer validation) median.

THE MARKET

Median house price in Pambula Beach sits at $909,260 (pending peer validation) with 39 days on market and a 3.0% vacancy rate. This is a tenant-favourable market right now.

  • Median house: $909,260 (pending peer validation) | Units: $764,068
  • Gross yield: 3.6% | Net yield: 2.1%
  • 5yr price CAGR: -6.3%/yr | 3yr forecast: 13.5%/yr
  • Population: 667 | Owner-occupier rate: 83% | Affluence: Above Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $625/wk | Days on market: 39 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $554/night | Occupancy: 40%
  • Estimated annual STR gross: ~$80,875/yr
  • vs long-term rent: $32,500/yr (+149% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Standard suburban transport access

BULL CASE

If Pambula Beach maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $1,045,649 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Pambula Beach pull back 10-15% from $909,260, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Lake Illawarra (NSW): $982,570 median, 3.4% yield, 10.6% 1yr growth
  • Kinchela (NSW): $776,000 median, 3.2% yield, -0.5% 1yr growth
  • Hat Head (NSW): $678,789 median, 3.6% yield, 37.5% 1yr growth

THE PLAY

Pambula Beach offers balanced fundamentals but does not present an urgent buying signal. The market is in a recovery phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.1%.

  • Entry range: $818,334$1,000,186
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
Middle-tier SEIFA — moderate gentrification pressure
Above-average capital growth (8.0% CAGR)
Active development pipeline (887 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
7.5%
p.a.
2yr Forecast
6.9%
p.a.
5yr Forecast
6.0%
p.a.

Basis: 5yr CAGR 8.0% + 10yr CAGR 8.0%

Growth drivers
  • +Above-average population growth (1.6%/yr)
Headwinds
  • High supply pipeline (887 new approvals) — may cap price growth

Suburb Metric Thresholds

5 green4 yellow7 red
Rental Vacancy Rate
3 high impact
Days on Market
45 high impact
Weekly Rent (house)
625 medium impact
5yr Price CAGR
7.97 high impact
10yr Price CAGR
7.95 high impact
1yr Price Growth
-11.2 medium impact
Population Growth
1.62 high impact
Median Household Income
1307 medium impact
Unemployment Rate
2.6 medium impact
Public Transport Score
2.1 medium impact
School Zone Quality
6.8 medium impact
Distance to CBD
360.82 medium impact
SEIFA Advantage/Disadvantage
5 medium impact
Owner Occupier Rate
83.1 medium impact
Gross Rental Yield (%)
3.57 high impact
Net Rental Yield (%)
2.07 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-05

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

143

2020

188

2021

175

2022

207

2023

174

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2549

Most disadvantagedLeast disadvantaged

Decile 6 of 10 — Average

Population

4,101

Education (IEO)

4/10

Econ. Resources (IER)

7/10

10-Year Investment Projection

Modelled on Pambula Beach NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $625/wk median rent for Pambula Beach. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Pambula PS
PrimaryGovernment
6/10
Eden Marine HS
SecondaryGovernment
5/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.