Tathra NSW Property Investment

Snowy Monaro · 2550 · Score: 52/100 · Hold

Median House Price
$853K
Rental Yield
3.7%
Vacancy Rate
3.0%
Median Weekly Rent
$600/wk
Median Unit Price
$679K
Population
1,527
Days on Market
42 days
Annual Growth
0.0%

Tathra Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$511.25/night
Occupancy Rate
40%
Est. Annual Revenue
$75K
AI Investment Analysis

Tathra NSW Investment Brief

HOLD3.7% gross yield on a $853,428 median.

THE MARKET

Tathra has compounded at 5.1%/yr over 5 years — a house that cost $665,508 in 2021 is worth $853,428 today. Properties are sitting on market for 42 days (roughly balanced conditions). At the same growth rate, today's median reaches $1,094,411 by 2031.

  • Median house: $853,428 | Units: $679,302
  • Gross yield: 3.7% | Net yield: 2.2%
  • 5yr price CAGR: 5.1%/yr | 3yr forecast: 13.5%/yr
  • Population: 1,527 | Owner-occupier rate: 76% | Affluence: Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $600/wk | Days on market: 42 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $511/night | Occupancy: 40%
  • Estimated annual STR gross: ~$74,642/yr
  • vs long-term rent: $31,200/yr (+139% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Standard suburban transport access

BULL CASE

If Tathra maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $981,442 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Tathra pull back 10-15% from $853,428, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Lake Illawarra (NSW): $982,570 median, 3.4% yield, 10.6% 1yr growth
  • Kinchela (NSW): $776,000 median, 3.2% yield, -0.5% 1yr growth
  • Hat Head (NSW): $678,789 median, 3.6% yield, 37.5% 1yr growth

THE PLAY

Tathra offers balanced fundamentals but does not present an urgent buying signal. The market is in a stable phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.2%.

  • Entry range: $768,085$938,771
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals5.0/10
Low socioeconomic base — classic gentrification precondition
Above-average capital growth (7.3% CAGR)
Active development pipeline (582 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
6.2%
p.a.
2yr Forecast
5.7%
p.a.
5yr Forecast
5.0%
p.a.

Basis: 5yr CAGR 7.3% + 10yr CAGR 6.5%

Headwinds
  • High supply pipeline (582 new approvals) — may cap price growth

Suburb Metric Thresholds

4 green5 yellow7 red
Rental Vacancy Rate
3 high impact
Days on Market
42 high impact
Weekly Rent (house)
600 medium impact
5yr Price CAGR
7.31 high impact
10yr Price CAGR
6.45 high impact
1yr Price Growth
0 medium impact
Population Growth
1.32 high impact
Median Household Income
1245 medium impact
Unemployment Rate
3.3 medium impact
Public Transport Score
0 medium impact
School Zone Quality
6.6 medium impact
Distance to CBD
338.14 medium impact
SEIFA Advantage/Disadvantage
3 medium impact
Owner Occupier Rate
76.3 medium impact
Gross Rental Yield (%)
3.66 high impact
Net Rental Yield (%)
2.16 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

118

2020

115

2021

139

2022

120

2023

90

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2550

Most disadvantagedLeast disadvantaged

Decile 4 of 10 — Average

Population

16,936

Education (IEO)

4/10

Econ. Resources (IER)

5/10

10-Year Investment Projection

Modelled on Tathra NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $600/wk median rent for Tathra. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Tathra PS
PrimaryGovernment
6.6/10
Bega HS
SecondaryGovernment
5.5/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.