Paddington NSW Property Investment

Woollahra · 2021 · Score: 70/100 · Buy

Median House Price
$3.66M
Rental Yield
2.1%
Vacancy Rate
1.5%
Median Weekly Rent
$1485/wk
Median Unit Price
$1.07M
Population
12,701
Days on Market
69 days
Annual Growth
13.9%

Paddington Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$638.5/night
Occupancy Rate
40%
Est. Annual Revenue
$93K
AI Investment Analysis

Paddington NSW Investment Brief

BUY$3,657,326 median with 8.9%/yr growth over 5 years.

THE MARKET

Paddington has compounded at 8.9%/yr over 5 years — a house that cost $2,387,945 in 2021 is worth $3,657,326 today. Properties are sitting on market for 69 days (buyers have negotiating room). At the same growth rate, today's median reaches $5,601,484 by 2031.

  • Median house: $3,657,326 | Units: $1,071,472
  • Gross yield: 2.1% | Net yield: 0.6%
  • 5yr price CAGR: 8.9%/yr | 3yr forecast: 12.8%/yr
  • Population: 12,701 | Owner-occupier rate: 51% | Affluence: Very High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 1.5% (improving) | Rental demand: High
  • Median weekly rent: $1,485/wk | Days on market: 69 (worsening)
  • Landlord market — rents likely to keep rising.

SHORT-TERM RENTAL

  • Median nightly rate: $638/night | Occupancy: 40%
  • Estimated annual STR gross: ~$93,221/yr
  • vs long-term rent: $77,220/yr (+21% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • New Intercity Fleet (NSW Trains) (Under Delivery)
  • Sydney Gateway (Under Construction)
  • Sydney Metro City & Southwest (Operational)
  • Beaches Link Tunnel (Sydney) (Announced)
  • Transport: Well-connected inner-city location

BULL CASE

If Paddington maintains 3%+ annual growth and vacancy stays below 1.0%, median prices could reach $4,205,925 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Paddington pull back 10-15% from $3,657,326, with vacancy rising to 2.7% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Premium price point limits buyer pool and increases interest rate sensitivity

COMPARABLE MARKETS

  • Bondi (NSW): $4,422,566 median, 2.4% yield, 7.1% 1yr growth
  • Crows Nest (NSW): $2,824,468 median, 2.3% yield, 10.9% 1yr growth
  • Woolloomooloo (NSW): $2,747,216 median, 2.0% yield, -8.2% 1yr growth

THE PLAY

Paddington presents a compelling investment opportunity. The combination of solid fundamentals and high rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 2.1% and prioritise properties with value-add potential. Consider timing entry around the current above_trend phase of the market cycle.

  • Entry range: $3,291,593$4,023,059
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy staying below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals5.0/10
High SEIFA decile — already upgraded or established affluent area
Above-average capital growth (8.9% CAGR)
Inner city location — already gentrified or premium
High renter base (46%) — room for tenure upgrade as area improves
Active development pipeline (666 approvals) — supply attracting new residents
Strong public transport infrastructure — supports walkable gentrification

Growth Forecast

low confidence
1yr Forecast
6.9%
p.a.
2yr Forecast
6.4%
p.a.
5yr Forecast
5.5%
p.a.

Basis: 5yr CAGR 8.9% + 10yr CAGR 7.6%

Growth drivers
  • +Low rental vacancy (1.5%) — constrained supply
  • +Premium transport infrastructure — supports long-term capital growth
Headwinds
  • Population decline (-0.5%/yr) — demand headwind
  • Slow market (69 days avg) — buyer hesitancy
  • High supply pipeline (666 new approvals) — may cap price growth

Suburb Metric Thresholds

11 green1 yellow4 red
Rental Vacancy Rate
1.5 high impact
Days on Market
69 high impact
Weekly Rent (house)
1485 medium impact
5yr Price CAGR
8.95 high impact
10yr Price CAGR
7.64 high impact
1yr Price Growth
13.9 medium impact
Population Growth
-0.48 high impact
Median Household Income
2823 medium impact
Unemployment Rate
3.6 medium impact
Public Transport Score
10 medium impact
School Zone Quality
9.3 medium impact
Distance to CBD
2.39 medium impact
SEIFA Advantage/Disadvantage
10 medium impact
Owner Occupier Rate
51 medium impact
Gross Rental Yield (%)
2.11 high impact
Net Rental Yield (%)
0.61 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

109

2020

90

2021

146

2022

208

2023

113

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2021

Most disadvantagedLeast disadvantaged

Decile 10 of 10 — Low disadvantage

Population

14,946

Education (IEO)

10/10

Econ. Resources (IER)

6/10

10-Year Investment Projection

Modelled on Paddington NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $1485/wk median rent for Paddington. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Paddington PS
PrimaryGovernment
8.9/10
Inner Sydney HS
SecondaryGovernment
8/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.