Maraylya NSW Property Investment

Penrith · 2765 · Score: 64/100 · Hold

Median House Price
$2.59M
Rental Yield
1.1%
Vacancy Rate
2.1%
Median Weekly Rent
$543/wk
Median Unit Price
$1.08M
Population
1,281
Days on Market
73 days
Annual Growth
-13.0%

Maraylya Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$564.25/night
Occupancy Rate
40%
Est. Annual Revenue
$82K
AI Investment Analysis

Maraylya NSW Investment Brief

HOLD1.1% gross yield on a $2,590,076 median.

THE MARKET

Maraylya has compounded at 5.2%/yr over 5 years — a house that cost $2,010,175 in 2021 is worth $2,590,076 today. Properties are sitting on market for 73 days (buyers have negotiating room). At the same growth rate, today's median reaches $3,337,269 by 2031.

  • Median house: $2,590,076 | Units: $1,080,988
  • Gross yield: 1.1% | Net yield: -0.4%
  • 5yr price CAGR: 5.2%/yr | 3yr forecast: 13.5%/yr
  • Population: 1,281 | Owner-occupier rate: 74% | Affluence: Very High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 2.1% (improving) | Rental demand: High
  • Median weekly rent: $543/wk | Days on market: 73 (worsening)
  • Balanced market — vacancy manageable but monitor trend.

SHORT-TERM RENTAL

  • Median nightly rate: $564/night | Occupancy: 40%
  • Estimated annual STR gross: ~$82,380/yr
  • vs long-term rent: $28,236/yr (+192% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • New Intercity Fleet (NSW Trains) (Under Delivery)
  • Transport: Vineyard station 8.4km away

BULL CASE

If Maraylya maintains 3%+ annual growth and vacancy stays below 1.5%, median prices could reach $2,978,587 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Maraylya pull back 10-15% from $2,590,076, with vacancy rising to 3.8% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Premium price point limits buyer pool and increases interest rate sensitivity

COMPARABLE MARKETS

  • Long Point (NSW): $2,700,000 median, 1.2% yield, 12.5% 1yr growth
  • Cudgera Creek (NSW): $2,083,700 median, 1.8% yield, 9.7% 1yr growth
  • Clothiers Creek (NSW): $1,852,283 median, 2.0% yield, 7.5% 1yr growth

THE PLAY

Maraylya offers balanced fundamentals but does not present an urgent buying signal. The market is in a cooling phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.

  • Entry range: $2,331,068$2,849,084
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification2.0/10
High SEIFA decile — already upgraded or established affluent area
Moderate capital growth (5.2% CAGR)
Active development pipeline (5922 approvals) — supply attracting new residents

Growth Forecast

low confidence
1yr Forecast
4.5%
p.a.
2yr Forecast
4.1%
p.a.
5yr Forecast
3.6%
p.a.

Basis: 5yr CAGR 5.2% + 10yr CAGR 5.8%

Growth drivers
  • +Low rental vacancy (2.1%) — constrained supply
Headwinds
  • Slow market (73 days avg) — buyer hesitancy
  • High supply pipeline (5922 new approvals) — may cap price growth

Suburb Metric Thresholds

5 green6 yellow5 red
Rental Vacancy Rate
2.1 high impact
Days on Market
73 high impact
Weekly Rent (house)
543 medium impact
5yr Price CAGR
5.23 high impact
10yr Price CAGR
5.84 high impact
1yr Price Growth
-13 medium impact
Population Growth
1.3 high impact
Median Household Income
2572 medium impact
Unemployment Rate
3.9 medium impact
Public Transport Score
4.5 medium impact
School Zone Quality
6.3 medium impact
Distance to CBD
40.54 medium impact
SEIFA Advantage/Disadvantage
10 medium impact
Owner Occupier Rate
73.8 medium impact
Gross Rental Yield (%)
1.09 high impact
Net Rental Yield (%)
-0.41 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

1,251

2020

1,122

2021

1,220

2022

1,388

2023

941

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2765

Most disadvantagedLeast disadvantaged

Decile 9 of 10 — Low disadvantage

Population

45,613

Education (IEO)

8/10

Econ. Resources (IER)

10/10

10-Year Investment Projection

Modelled on Maraylya NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $543/wk median rent for Maraylya. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Maraylya PS
PrimaryGovernment
6.3/10
Windsor HS
SecondaryGovernment
4.5/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.