Shepparton North VIC Property Investment

Strathbogie · 3631 · Score: 66/100 · Buy

Median House Price
$710K
Rental Yield
4.4%
Vacancy Rate
3.0%
Median Weekly Rent
$600/wk
Median Unit Price
$674K
Population
2,048
Days on Market
45 days
Annual Growth
9.4%

Shepparton North Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$402.44/night
Occupancy Rate
48%
Est. Annual Revenue
$71K
AI Investment Analysis

Shepparton North VIC Investment Brief

BUY4.4% gross yield on a $709,526 median.

THE MARKET

Shepparton North has compounded at 3.2%/yr over 5 years — a house that cost $606,136 in 2021 is worth $709,526 today. Properties are sitting on market for 45 days (roughly balanced conditions). At the same growth rate, today's median reaches $830,552 by 2031.

  • Median house: $709,526 | Units: $673,793
  • Gross yield: 4.4% | Net yield: 2.9%
  • 5yr price CAGR: 3.2%/yr | 3yr forecast: 13.5%/yr
  • Population: 2,048 | Owner-occupier rate: 83% | Affluence: High
  • Supply pipeline: Moderate — Strong population growth likely attracting new development approvals

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $600/wk | Days on market: 45 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $402/night | Occupancy: 48%
  • Estimated annual STR gross: ~$70,507/yr
  • vs long-term rent: $31,200/yr (+126% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Standard suburban transport access

BULL CASE

If Shepparton North maintains 5%+ annual growth and vacancy stays below 2.1%, median prices could reach $815,955 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Shepparton North pull back 10-15% from $709,526, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Lake Gardens (VIC): $910,973 median, 2.8% yield, -4.7% 1yr growth
  • Ardmona (VIC): $672,000 median, 1.9% yield, 7.5% 1yr growth
  • Undera (VIC): $672,000 median, 1.9% yield, 7.5% 1yr growth

THE PLAY

Shepparton North presents a compelling investment opportunity. The combination of solid fundamentals and moderate rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 4.4% and prioritise properties with value-add potential. Consider timing entry around the current cooling phase of the market cycle.

  • Entry range: $638,573$780,479
  • Minimum gross yield to target: 4.7%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification3.5/10
Low socioeconomic base — classic gentrification precondition
Active development pipeline (475 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
3.5%
p.a.
2yr Forecast
3.2%
p.a.
5yr Forecast
2.8%
p.a.

Basis: 5yr CAGR 3.2% + 10yr CAGR 3.8%

Growth drivers
  • +Strong population growth (4.7%/yr) driving demand
Headwinds
  • High supply pipeline (475 new approvals) — may cap price growth

Suburb Metric Thresholds

5 green6 yellow4 red
Rental Vacancy Rate
3 high impact
Days on Market
45 high impact
Weekly Rent (house)
600 medium impact
5yr Price CAGR
3.23 high impact
10yr Price CAGR
3.78 high impact
1yr Price Growth
9.44 medium impact
Population Growth
4.69 high impact
Median Household Income
1981 medium impact
Unemployment Rate
3.1 medium impact
Public Transport Score
No data medium impact
School Zone Quality
7.8 medium impact
Distance to CBD
169.48 medium impact
SEIFA Advantage/Disadvantage
3 medium impact
Owner Occupier Rate
82.8 medium impact
Gross Rental Yield (%)
4.4 high impact
Net Rental Yield (%)
2.9 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

55

2020

85

2021

138

2022

108

2023

89

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 3631

Most disadvantagedLeast disadvantaged

Decile 8 of 10 — Low disadvantage

Population

14,605

Education (IEO)

6/10

Econ. Resources (IER)

9/10

10-Year Investment Projection

Modelled on Shepparton North VIC data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $600/wk median rent for Shepparton North. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Gowrie Street Primary School Shepparton
PrimaryGovernment
3/10
Greater Shepparton Secondary College
SecondaryGovernment
4.2/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.