Moe VIC Property Investment

Wellington · 3825 · Score: 51/100 · Hold

Median House Price
$414K
Rental Yield
5.2%
Vacancy Rate
2.9%
Median Weekly Rent
$410/wk
Median Unit Price
$353K
Population
9,375
Days on Market
44 days
Annual Growth
11.5%

Moe Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$463.19/night
Occupancy Rate
48%
Est. Annual Revenue
$81K
AI Investment Analysis

Moe VIC Investment Brief

HOLD5.2% gross yield on a $413,500 median.

THE MARKET

Moe has compounded at 3.2%/yr over 5 years — a house that cost $353,246 in 2021 is worth $413,500 today. Properties are sitting on market for 44 days (roughly balanced conditions). At the same growth rate, today's median reaches $484,032 by 2031.

  • Median house: $413,500 | Units: $352,500
  • Gross yield: 5.2% | Net yield: 3.7%
  • 5yr price CAGR: 3.2%/yr | 3yr forecast: 13.5%/yr
  • Population: 9,375 | Owner-occupier rate: 69% | Affluence: Low
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 2.9% (stable) | Rental demand: Moderate
  • Median weekly rent: $410/wk | Days on market: 44 (stable)
  • Balanced market — vacancy manageable but monitor trend.

SHORT-TERM RENTAL

  • Median nightly rate: $463/night | Occupancy: 48%
  • Estimated annual STR gross: ~$81,151/yr
  • vs long-term rent: $21,320/yr (+281% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • Moe Railway Station Precinct Upgrade (completed)
  • Moe & District Hospital Emergency Department Redevelopment (completed)
  • Transport: Standard suburban transport access

BULL CASE

If Moe maintains 3%+ annual growth and vacancy stays below 2.0%, median prices could reach $475,525 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Moe pull back 10-15% from $413,500, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Nyah West (VIC): $291,922 median, 4.4% yield, 0.0% 1yr growth
  • Morwell (VIC): $370,000 median, 5.9% yield, 15.2% 1yr growth
  • Newborough (VIC): $500,000 median, 4.8% yield, 7.9% 1yr growth

THE PLAY

Moe offers balanced fundamentals but does not present an urgent buying signal. The market is in a recovery phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 5.7%.

  • Entry range: $372,150$454,850
  • Minimum gross yield to target: 5.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification3.5/10
Low socioeconomic base — classic gentrification precondition
Active development pipeline (1400 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
3.0%
p.a.
2yr Forecast
2.8%
p.a.
5yr Forecast
2.4%
p.a.

Basis: 5yr CAGR 3.2% + 10yr CAGR 4.6%

Headwinds
  • High supply pipeline (1400 new approvals) — may cap price growth

Suburb Metric Thresholds

2 green7 yellow6 red
Rental Vacancy Rate
2.9 high impact
Days on Market
44 high impact
Weekly Rent (house)
410 medium impact
5yr Price CAGR
3.23 high impact
10yr Price CAGR
4.64 high impact
1yr Price Growth
11.46 medium impact
Population Growth
0.77 high impact
Median Household Income
1073 medium impact
Unemployment Rate
7.8 medium impact
Public Transport Score
No data medium impact
School Zone Quality
4 medium impact
Distance to CBD
121.08 medium impact
SEIFA Advantage/Disadvantage
1 medium impact
Owner Occupier Rate
69.4 medium impact
Gross Rental Yield (%)
5.16 high impact
Net Rental Yield (%)
3.66 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

230

2020

399

2021

322

2022

302

2023

147

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 3825

Most disadvantagedLeast disadvantaged

Decile 1 of 10 — High disadvantage

Population

21,078

Education (IEO)

1/10

Econ. Resources (IER)

1/10

10-Year Investment Projection

Modelled on Moe VIC data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $410/wk median rent for Moe. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Moe (Albert Street) Primary School
PrimaryGovernment
4.1/10
Lowanna College
SecondaryGovernment
5/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.