Coldstream VIC Property Investment

Yarra Ranges · 3770 · Score: 62/100 · Hold

Median House Price
$895K
Rental Yield
3.7%
Vacancy Rate
2.3%
Median Weekly Rent
$635/wk
Median Unit Price
$675K
Population
2,199
Days on Market
32 days
Annual Growth
7.0%
AI Investment Analysis

Coldstream VIC Investment Brief

HOLD3.7% gross yield on a $895,000 (pending peer validation) median.

THE MARKET

Coldstream has compounded at 6.8%/yr over 5 years. Median sits in the $895,000 (pending peer validation) band today. Properties are sitting on market for 32 days (roughly balanced conditions).

  • Median house: $895,000 (pending peer validation) | Units: $675,401
  • Gross yield: 3.7% | Net yield: 2.2%
  • 5yr price CAGR: 6.8%/yr | 3yr forecast: 13.5%/yr
  • Population: 2,199 | Owner-occupier rate: 85% | Affluence: High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 2.3% (improving) | Rental demand: High
  • Median weekly rent: $635/wk | Days on market: 32 (stable)
  • Balanced market — vacancy manageable but monitor trend.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • Angliss Hospital Expansion (Under Delivery)
  • Transport: Standard suburban transport access

BULL CASE

If Coldstream maintains 3%+ annual growth and vacancy stays below 1.6%, median prices could reach $1,029,250 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Coldstream pull back 10-15% from $895,000, with vacancy rising to 4.1% and rental yields softening as tenants gain leverage.

KEY RISKS

  • No significant risk factors identified for this suburb

COMPARABLE MARKETS

  • Hazelwood North (VIC): $1,027,334 median, 1.1% yield, 14.9% 1yr growth
  • Ardmona (VIC): $672,000 median, 1.9% yield, 7.5% 1yr growth
  • Undera (VIC): $672,000 median, 1.9% yield, 7.5% 1yr growth

THE PLAY

Coldstream offers balanced fundamentals but does not present an urgent buying signal. The market is in a above_trend phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.2%.

  • Entry range: $805,500$984,500
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market holding under 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification3.0/10
Middle-tier SEIFA — moderate gentrification pressure
Moderate capital growth (6.8% CAGR)
Active development pipeline (3117 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
5.8%
p.a.
2yr Forecast
5.3%
p.a.
5yr Forecast
4.6%
p.a.

Basis: 5yr CAGR 6.8% + 10yr CAGR 5.5%

Growth drivers
  • +Low rental vacancy (2.3%) — constrained supply
Headwinds
  • High supply pipeline (3117 new approvals) — may cap price growth

Suburb Metric Thresholds

5 green8 yellow3 red
Rental Vacancy Rate
2.3 high impact
Days on Market
32 high impact
Weekly Rent (house)
635 medium impact
5yr Price CAGR
6.75 high impact
10yr Price CAGR
5.54 high impact
1yr Price Growth
7.02 medium impact
Population Growth
0.54 high impact
Median Household Income
2014 medium impact
Unemployment Rate
2.4 medium impact
Public Transport Score
5.5 medium impact
School Zone Quality
5.8 medium impact
Distance to CBD
37.95 medium impact
SEIFA Advantage/Disadvantage
6 medium impact
Owner Occupier Rate
84.6 medium impact
Gross Rental Yield (%)
3.69 high impact
Net Rental Yield (%)
2.19 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

547

2020

711

2021

643

2022

414

2023

802

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 3770

Most disadvantagedLeast disadvantaged

Decile 9 of 10 — Low disadvantage

Population

3,306

Education (IEO)

6/10

Econ. Resources (IER)

10/10

10-Year Investment Projection

Modelled on Coldstream VIC data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $635/wk median rent for Coldstream. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Coldstream Primary School
PrimaryGovernment
5.8/10
Lilydale Heights College
SecondaryGovernment
5.9/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.