Oakbank SA Property Investment

Mount Barker · 5243 · Score: 61/100 · Hold

Median House Price
$1.20M
Rental Yield
1.7%
Vacancy Rate
0.8%
Median Weekly Rent
$395/wk
Median Unit Price
$539K
Population
865
Days on Market
20 days
Annual Growth
20.7%

Oakbank Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$630.38/night
Occupancy Rate
42%
Est. Annual Revenue
$97K
AI Investment Analysis

Oakbank SA Investment Brief

HOLD1.7% gross yield on a $1,200,000 (pending peer validation) median.

THE MARKET

Oakbank has compounded at 1.9%/yr over 5 years. Median sits in the $1,200,000 (pending peer validation) band today. Properties are sitting on market for 20 days (sellers have the leverage).

  • Median house: $1,200,000 (pending peer validation) | Units: $538,917
  • Gross yield: 1.7% | Net yield: 0.2%
  • 5yr price CAGR: 1.9%/yr | 3yr forecast: 13.5%/yr
  • Population: 865 | Owner-occupier rate: 84% | Affluence: Very High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 0.8% (improving) | Rental demand: Very High
  • Median weekly rent: $395/wk | Days on market: 20 (improving)
  • Landlord market — rents likely to keep rising.

SHORT-TERM RENTAL

  • Median nightly rate: $630/night | Occupancy: 42%
  • Estimated annual STR gross: ~$96,637/yr
  • vs long-term rent: $20,540/yr (+370% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • Adelaide Metro Train Services Franchise (Under Delivery)
  • Transport: Mount Barker station 10.0km away

BULL CASE

If Oakbank maintains 3%+ annual growth and vacancy stays below 0.8%, median prices could reach $1,380,000 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Oakbank pull back 10-15% from $1,200,000, with vacancy rising to 1.4% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Bushfire risk: HIGH (planning_overlay) — confirm BAL rating and any bushfire overlay obligations for the property

COMPARABLE MARKETS

  • Gepps Cross (SA): $912,646 median, 1.9% yield, 2.1% 1yr growth
  • Kilburn (SA): $1,093,556 median, 2.8% yield, 31.9% 1yr growth
  • Salisbury Downs (SA): $845,000 median, 3.4% yield, 15.9% 1yr growth

THE PLAY

Oakbank offers balanced fundamentals but does not present an urgent buying signal. The market is in a cooling phase with low vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.

  • Entry range: $1,080,000$1,320,000
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy staying below 2% and days on market holding under 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification2.0/10
High SEIFA decile — already upgraded or established affluent area
Outer suburban location (23.3km to CBD) — slower gentrification cycle
Active development pipeline (3336 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
2.1%
p.a.
2yr Forecast
2.0%
p.a.
5yr Forecast
1.7%
p.a.

Basis: 5yr CAGR 1.9% + 10yr CAGR 2.5%

Growth drivers
  • +Very tight rental market (vacancy 0.8%) — upward price pressure
  • +Active market (20 days avg)
Headwinds
  • High supply pipeline (3336 new approvals) — may cap price growth

Suburb Metric Thresholds

7 green3 yellow6 red
Rental Vacancy Rate
0.8 high impact
Days on Market
20 high impact
Weekly Rent (house)
395 medium impact
5yr Price CAGR
1.86 high impact
10yr Price CAGR
2.52 high impact
1yr Price Growth
20.72 medium impact
Population Growth
0.78 high impact
Median Household Income
2024 medium impact
Unemployment Rate
3.3 medium impact
Public Transport Score
2.1 medium impact
School Zone Quality
5.8 medium impact
Distance to CBD
23.28 medium impact
SEIFA Advantage/Disadvantage
9 medium impact
Owner Occupier Rate
84 medium impact
Gross Rental Yield (%)
1.71 high impact
Net Rental Yield (%)
0.21 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

493

2020

824

2021

591

2022

803

2023

625

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 5243

Most disadvantagedLeast disadvantaged

Decile 10 of 10 — Low disadvantage

Population

865

Education (IEO)

8/10

Econ. Resources (IER)

10/10

10-Year Investment Projection

Modelled on Oakbank SA data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $395/wk median rent for Oakbank. Capital growth and rent increase are editable assumptions.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.