Monash SA Property Investment

Unincorporated SA · 5342 · Score: 50/100 · Hold

Median House Price
$522K
Rental Yield
2.7%
Vacancy Rate
1.8%
Median Weekly Rent
$275/wk
Median Unit Price
$378K
Population
1,110
Days on Market
30 days
Annual Growth
15.9%

Monash Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$552.69/night
Occupancy Rate
42%
Est. Annual Revenue
$85K
AI Investment Analysis

Monash SA Investment Brief

HOLD2.7% gross yield on a $521,719 (pending peer validation) median.

THE MARKET

Monash has compounded at 3.6%/yr over 5 years. Median sits in the $521,719 (pending peer validation) band today. Properties are sitting on market for 30 days (roughly balanced conditions).

  • Median house: $521,719 (pending peer validation) | Units: $378,352
  • Gross yield: 2.7% | Net yield: 1.2%
  • 5yr price CAGR: 3.6%/yr | 3yr forecast: 13.5%/yr
  • Population: 1,110 | Owner-occupier rate: 82% | Affluence: Below Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 1.8% (improving) | Rental demand: High
  • Median weekly rent: $275/wk | Days on market: 30 (stable)
  • Landlord market — rents likely to keep rising.

SHORT-TERM RENTAL

  • Median nightly rate: $553/night | Occupancy: 42%
  • Estimated annual STR gross: ~$84,727/yr
  • vs long-term rent: $14,300/yr (+492% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Berri station 8.1km away

BULL CASE

If Monash maintains 3%+ annual growth and vacancy stays below 1.3%, median prices could reach $599,977 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Monash pull back 10-15% from $521,719, with vacancy rising to 3.2% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Port Lincoln (SA): $580,255 median, 4.7% yield, 15.4% 1yr growth
  • Keyneton (SA): $536,907 median, 2.4% yield, 5.3% 1yr growth
  • Mount Gambier (SA): $579,262 median, 4.2% yield, 12.5% 1yr growth

THE PLAY

Monash offers balanced fundamentals but does not present an urgent buying signal. The market is in a recovery phase with low vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.

  • Entry range: $469,547$573,891
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy staying below 2% and days on market holding under 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification2.8/10
Low socioeconomic base — classic gentrification precondition
Moderate development activity (24 approvals)

Growth Forecast

high confidence
1yr Forecast
3.9%
p.a.
2yr Forecast
3.6%
p.a.
5yr Forecast
3.2%
p.a.

Basis: 5yr CAGR 3.6% + 10yr CAGR 5.8%

Growth drivers
  • +Low rental vacancy (1.8%) — constrained supply
Headwinds
  • Population decline (-0.2%/yr) — demand headwind

Suburb Metric Thresholds

5 green3 yellow8 red
Rental Vacancy Rate
1.8 high impact
Days on Market
30 high impact
Weekly Rent (house)
275 medium impact
5yr Price CAGR
3.57 high impact
10yr Price CAGR
5.75 high impact
1yr Price Growth
15.87 medium impact
Population Growth
-0.25 high impact
Median Household Income
1488 medium impact
Unemployment Rate
3.5 medium impact
Public Transport Score
0 medium impact
School Zone Quality
5.3 medium impact
Distance to CBD
198.14 medium impact
SEIFA Advantage/Disadvantage
3 medium impact
Owner Occupier Rate
82.4 medium impact
Gross Rental Yield (%)
2.74 high impact
Net Rental Yield (%)
1.24 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

4

2020

4

2021

6

2022

5

2023

5

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 5342

Most disadvantagedLeast disadvantaged

Decile 4 of 10 — Average

Population

1,110

Education (IEO)

2/10

Econ. Resources (IER)

7/10

10-Year Investment Projection

Modelled on Monash SA data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $275/wk median rent for Monash. Capital growth and rent increase are editable assumptions.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.