Uralla NSW Property Investment

Uralla · 2358 · Score: 47/100 · Caution

Median House Price
$566K
Rental Yield
4.5%
Vacancy Rate
3.0%
Median Weekly Rent
$490/wk
Median Unit Price
$397K
Population
2,728
Days on Market
35 days
Annual Growth
15.6%

Uralla Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$448.75/night
Occupancy Rate
40%
Est. Annual Revenue
$66K
AI Investment Analysis

Uralla NSW Investment Brief

CAUTION4.5% gross yield on a $565,881 (pending peer validation) median.

THE MARKET

Uralla has compounded at 5.0%/yr over 5 years. Median sits in the $565,881 (pending peer validation) band today. Properties are sitting on market for 35 days (roughly balanced conditions).

  • Median house: $565,881 (pending peer validation) | Units: $397,083
  • Gross yield: 4.5% | Net yield: 3.0%
  • 5yr price CAGR: 5.0%/yr | 3yr forecast: 13.5%/yr
  • Population: 2,728 | Owner-occupier rate: 73% | Affluence: Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $490/wk | Days on market: 35 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $449/night | Occupancy: 40%
  • Estimated annual STR gross: ~$65,518/yr
  • vs long-term rent: $25,480/yr (+157% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Uralla Station station 1.3km away

BULL CASE

If Uralla maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $650,763 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Uralla pull back 10-15% from $565,881, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Hat Head (NSW): $678,789 median, 3.6% yield, 37.5% 1yr growth
  • Aldavilla (NSW): $591,435 median, 4.2% yield, 3.4% 1yr growth
  • Dondingalong (NSW): $607,500 median, 4.1% yield, -8.5% 1yr growth

THE PLAY

Uralla carries elevated risk that outweighs potential returns at current levels. A above_trend market combined with moderate vacancy risk warrants caution. Avoid new acquisitions unless significant discount to median pricing is achievable. Re-evaluate if vacancy falls below 2.5% or annual price growth exceeds 3%.

  • Entry range: $509,293$622,469
  • Minimum gross yield to target: 4.8%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
Low socioeconomic base — classic gentrification precondition
Moderate capital growth (5.0% CAGR)
Active development pipeline (116 approvals) — supply attracting new residents

Growth Forecast

low confidence
1yr Forecast
3.1%
p.a.
2yr Forecast
2.8%
p.a.
5yr Forecast
2.5%
p.a.

Basis: 5yr CAGR 5.0% + 10yr CAGR 3.9%

Headwinds
  • Population decline (-0.2%/yr) — demand headwind
  • High supply pipeline (116 new approvals) — may cap price growth

Suburb Metric Thresholds

2 green10 yellow4 red
Rental Vacancy Rate
3 high impact
Days on Market
35 high impact
Weekly Rent (house)
490 medium impact
5yr Price CAGR
5.02 high impact
10yr Price CAGR
3.91 high impact
1yr Price Growth
15.6 medium impact
Population Growth
-0.21 high impact
Median Household Income
1213 medium impact
Unemployment Rate
4.7 medium impact
Public Transport Score
5 medium impact
School Zone Quality
4.8 medium impact
Distance to CBD
359.84 medium impact
SEIFA Advantage/Disadvantage
4 medium impact
Owner Occupier Rate
73 medium impact
Gross Rental Yield (%)
4.5 high impact
Net Rental Yield (%)
3 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

30

2020

32

2021

23

2022

20

2023

11

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2358

Most disadvantagedLeast disadvantaged

Decile 4 of 10 — Average

Population

3,727

Education (IEO)

5/10

Econ. Resources (IER)

4/10

10-Year Investment Projection

Modelled on Uralla NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $490/wk median rent for Uralla. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Uralla CS
PrimaryGovernment
No data
Uralla CS
SecondaryGovernment
No data

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.