Table Top NSW Property Investment
Snowy Valleys · 2640 · Score: 52/100 · Hold
Table Top Short-Term Rental (Airbnb) Market
Table Top NSW Investment Brief
HOLD — 2.1% gross yield on a $1,317,034 (single source — OnTheHouse only, no peer to validate) median.
THE MARKET
Table Top has compounded at 3.2%/yr over 5 years. Median sits in the $1,317,034 (single source — OnTheHouse only, no peer to validate) band today. Properties are sitting on market for 57 days (buyers have negotiating room).
- Median house: $1,317,034 (single source — OnTheHouse only, no peer to validate) | Units: $567,073
- Gross yield: 2.1% | Net yield: 0.6%
- 5yr price CAGR: 3.2%/yr | 3yr forecast: 13.5%/yr
- Population: 1,516 | Owner-occupier rate: 64% | Affluence: Above Average
- Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline
RENTAL SNAPSHOT
- Vacancy: 3.0% (stable) | Rental demand: Moderate
- Median weekly rent: $525/wk | Days on market: 57 (worsening)
- Tenant market — vacancy elevated, negotiate hard on rent.
SHORT-TERM RENTAL
- Median nightly rate: $503/night | Occupancy: 40%
- Estimated annual STR gross: ~$73,447/yr
- vs long-term rent: $27,300/yr (+169% STR premium — factor in higher management costs)
INFRASTRUCTURE & CATALYSTS
- Albury Wodonga Regional Hospital (Announced)
- Transport: Albury station 14.4km away
BULL CASE
If Table Top maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $1,514,589 within 3 years with yields compressing slightly as capital values rise.
BEAR CASE
A market correction or interest rate shock could see prices in Table Top pull back 10-15% from $1,317,034, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.
KEY RISKS
- Distance from CBD may limit long-term capital growth potential
COMPARABLE MARKETS
- Lake Illawarra (NSW): $982,570 median, 3.4% yield, 10.6% 1yr growth
- Macquarie Fields (NSW): $1,027,033 median, 3.1% yield, 7.6% 1yr growth
- Crescent Head (NSW): $924,593 median, 3.5% yield, 8.1% 1yr growth
THE PLAY
Table Top offers balanced fundamentals but does not present an urgent buying signal. The market is in a cooling phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.
- Entry range: $1,185,331 – $1,448,737
- Minimum gross yield to target: 4.5%
- Watch signal: vacancy dropping below 2% and days on market falling below 35
This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.
Gentrification Index
Growth Forecast
high confidenceBasis: 5yr CAGR 3.2% + 10yr CAGR 4.3%
- +Above-average population growth (1.9%/yr)
- −High supply pipeline (225 new approvals) — may cap price growth
Suburb Metric Thresholds
Macro Environment
Macro Indicators
Cash Rate
4.35%
▲ 0.25%Cash rate as at 2026-05-06 · Credit data 2026-04
Suburb Supply & Demand
Suburb Supply Pipeline — New Dwelling Approvals
41
2020
60
2021
50
2022
48
2023
26
2025
New dwelling approvals — higher numbers mean more future supply
Socio-Economic Profile
Source: ABS Census 2021SEIFA Index · Postcode 2640
Decile 5 of 10 — Average
Population
39,879
Education (IEO)
6/10
Econ. Resources (IER)
4/10
10-Year Investment Projection
Modelled on Table Top NSW data — rent, capital growth, tax, and depreciation over 10 years.
Pre-filled: $525/wk median rent for Table Top. Capital growth and rent increase are editable assumptions.
Schools
In your catchment
These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.
Analyse a Property in Table Top
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Analyse a Property →Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.