Stuarts Point NSW Property Investment

Nambucca Valley · 2441 · Score: 47/100 · Caution

Median House Price
$633K
Rental Yield
3.8%
Vacancy Rate
3.0%
Median Weekly Rent
$465/wk
Median Unit Price
$481K
Population
766
Days on Market
33 days
Annual Growth
-2.3%

Stuarts Point Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$195.89/night
Occupancy Rate
%
Est. Annual Revenue
$46K
AI Investment Analysis

Stuarts Point NSW Investment Brief

CAUTION$633,339 (pending peer validation) median with 23.6%/yr growth over 5 years.

THE MARKET

Stuarts Point has compounded at 23.6%/yr over 5 years. Median sits in the $633,339 (pending peer validation) band today. Properties are sitting on market for 33 days (roughly balanced conditions).

  • Median house: $633,339 (pending peer validation) | Units: $481,209
  • Gross yield: 3.8% | Net yield: 2.3%
  • 5yr price CAGR: 23.6%/yr | 3yr forecast: 13.5%/yr
  • Population: 766 | Owner-occupier rate: 79% | Affluence: Below Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $465/wk | Days on market: 33 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Eungai station 8.8km away

BULL CASE

If Stuarts Point maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $728,340 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Stuarts Point pull back 10-15% from $633,339, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Kinchela (NSW): $776,000 median, 3.2% yield, -0.5% 1yr growth
  • Hat Head (NSW): $678,789 median, 3.6% yield, 37.5% 1yr growth
  • Collombatti (NSW): $800,481 median, 3.1% yield, 11.9% 1yr growth

THE PLAY

Stuarts Point carries elevated risk that outweighs potential returns at current levels. A stable market combined with moderate vacancy risk warrants caution. Avoid new acquisitions unless significant discount to median pricing is achievable. Re-evaluate if vacancy falls below 2.5% or annual price growth exceeds 3%.

  • Entry range: $570,005$696,673
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market holding under 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Active gentrification6.0/10
Low socioeconomic base — classic gentrification precondition
Strong capital growth (12.4% CAGR) — above national average
Active development pipeline (596 approvals) — supply attracting new residents

Growth Forecast

low confidence
1yr Forecast
8.6%
p.a.
2yr Forecast
8.0%
p.a.
5yr Forecast
6.9%
p.a.

Basis: 5yr CAGR 12.4% + 10yr CAGR 6.8%

Headwinds
  • Population decline (-0.3%/yr) — demand headwind
  • High supply pipeline (596 new approvals) — may cap price growth

Suburb Metric Thresholds

3 green3 yellow10 red
Rental Vacancy Rate
3 high impact
Days on Market
33 high impact
Weekly Rent (house)
465 medium impact
5yr Price CAGR
12.37 high impact
10yr Price CAGR
6.8 high impact
1yr Price Growth
-2.3 medium impact
Population Growth
-0.26 high impact
Median Household Income
1123 medium impact
Unemployment Rate
6.5 medium impact
Public Transport Score
0 medium impact
School Zone Quality
3.4 medium impact
Distance to CBD
378.56 medium impact
SEIFA Advantage/Disadvantage
2 medium impact
Owner Occupier Rate
78.9 medium impact
Gross Rental Yield (%)
3.82 high impact
Net Rental Yield (%)
2.32 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

79

2020

133

2021

194

2022

108

2023

82

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2441

Most disadvantagedLeast disadvantaged

Decile 2 of 10 — High disadvantage

Population

4,288

Education (IEO)

3/10

Econ. Resources (IER)

5/10

10-Year Investment Projection

Modelled on Stuarts Point NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $465/wk median rent for Stuarts Point. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Stuarts Pt PS
PrimaryGovernment
3.4/10
Macksville HS
SecondaryGovernment
4.7/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.