St Leonards NSW Property Investment

Central Coast (NSW) · 2065 · Score: 70/100 · Buy

Median House Price
$3.82M
Rental Yield
1.6%
Vacancy Rate
1.6%
Median Weekly Rent
$1200/wk
Median Unit Price
$1.15M
Population
7,212
Days on Market
42 days
Annual Growth
-12.9%

St Leonards Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$582.31/night
Occupancy Rate
40%
Est. Annual Revenue
$85K
AI Investment Analysis

St Leonards NSW Investment Brief

BUY1.6% gross yield on a $3,817,693 (single source — OnTheHouse only, no peer to validate) median.

THE MARKET

St Leonards has compounded at 6.9%/yr over 5 years. Median sits in the $3,817,693 (single source — OnTheHouse only, no peer to validate) band today. Properties are sitting on market for 42 days (roughly balanced conditions).

  • Median house: $3,817,693 (single source — OnTheHouse only, no peer to validate) | Units: $1,147,899
  • Gross yield: 1.6% | Net yield: 0.1%
  • 5yr price CAGR: 6.9%/yr | 3yr forecast: 12.4%/yr
  • Population: 7,212 | Owner-occupier rate: 48% | Affluence: Very High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 1.6% (improving) | Rental demand: High
  • Median weekly rent: $1,200/wk | Days on market: 42 (stable)
  • Landlord market — rents likely to keep rising.

SHORT-TERM RENTAL

  • Median nightly rate: $582/night | Occupancy: 40%
  • Estimated annual STR gross: ~$85,017/yr
  • vs long-term rent: $62,400/yr (+36% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • New Intercity Fleet (NSW Trains) (Under Delivery)
  • Beaches Link Tunnel (Sydney) (Announced)
  • Sydney Metro City & Southwest (Operational)
  • Sydney Gateway (Under Construction)
  • Transport: Well-connected inner-city location

BULL CASE

If St Leonards maintains 3%+ annual growth and vacancy stays below 1.1%, median prices could reach $4,390,347 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in St Leonards pull back 10-15% from $3,817,693, with vacancy rising to 2.9% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Premium price point limits buyer pool and increases interest rate sensitivity

COMPARABLE MARKETS

  • Bondi (NSW): $4,422,566 median, 2.4% yield, 7.1% 1yr growth
  • Crows Nest (NSW): $2,824,468 median, 2.3% yield, 10.9% 1yr growth
  • Woolloomooloo (NSW): $2,747,216 median, 2.0% yield, -8.2% 1yr growth

THE PLAY

St Leonards presents a compelling investment opportunity. The combination of solid fundamentals and high rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 1.6% and prioritise properties with value-add potential. Consider timing entry around the current stable phase of the market cycle.

  • Entry range: $3,435,924$4,199,462
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy staying below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals5.0/10
High SEIFA decile — already upgraded or established affluent area
Moderate capital growth (6.9% CAGR)
Inner/middle ring location (5.3km to CBD) — high gentrification corridor
High renter base (50%) — room for tenure upgrade as area improves
Active development pipeline (7045 approvals) — supply attracting new residents
Strong public transport infrastructure — supports walkable gentrification

Growth Forecast

high confidence
1yr Forecast
6.9%
p.a.
2yr Forecast
6.3%
p.a.
5yr Forecast
5.5%
p.a.

Basis: 5yr CAGR 6.9% + 10yr CAGR 7.4%

Growth drivers
  • +Low rental vacancy (1.6%) — constrained supply
  • +Premium transport infrastructure — supports long-term capital growth
Headwinds
  • High supply pipeline (7045 new approvals) — may cap price growth

Suburb Metric Thresholds

8 green5 yellow3 red
Rental Vacancy Rate
1.6 high impact
Days on Market
42 high impact
Weekly Rent (house)
1200 medium impact
5yr Price CAGR
6.91 high impact
10yr Price CAGR
7.42 high impact
1yr Price Growth
-12.9 medium impact
Population Growth
1.03 high impact
Median Household Income
2743 medium impact
Unemployment Rate
3.2 medium impact
Public Transport Score
9.2 medium impact
School Zone Quality
7 medium impact
Distance to CBD
5.31 medium impact
SEIFA Advantage/Disadvantage
10 medium impact
Owner Occupier Rate
48.1 medium impact
Gross Rental Yield (%)
1.63 high impact
Net Rental Yield (%)
0.13 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

1,131

2020

1,366

2021

1,417

2022

1,906

2023

1,225

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2065

Most disadvantagedLeast disadvantaged

Decile 10 of 10 — Low disadvantage

Population

31,698

Education (IEO)

10/10

Econ. Resources (IER)

6/10

10-Year Investment Projection

Modelled on St Leonards NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $1200/wk median rent for St Leonards. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Anzac Park PS
PrimaryGovernment
9/10
Cammeraygal HS
SecondaryGovernment
8.5/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.