Ramsgate NSW Property Investment

Georges River · 2217 · Score: 66/100 · Buy

Median House Price
$2.19M
Rental Yield
2.4%
Vacancy Rate
1.6%
Median Weekly Rent
$990/wk
Median Unit Price
$908K
Population
1,151
Days on Market
51 days
Annual Growth
9.6%
AI Investment Analysis

Ramsgate NSW Investment Brief

BUY2.4% gross yield on a $2,191,002 median.

THE MARKET

Ramsgate has compounded at 4.4%/yr over 5 years — a house that cost $1,766,608 in 2021 is worth $2,191,002 today. Properties are sitting on market for 51 days (buyers have negotiating room). At the same growth rate, today's median reaches $2,717,348 by 2031.

  • Median house: $2,191,002 | Units: $908,016
  • Gross yield: 2.4% | Net yield: 0.8%
  • 5yr price CAGR: 4.4%/yr | 3yr forecast: 13.5%/yr
  • Population: 1,151 | Owner-occupier rate: 57% | Affluence: High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 1.6% (improving) | Rental demand: High
  • Median weekly rent: $990/wk | Days on market: 51 (worsening)
  • Landlord market — rents likely to keep rising.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • Sydney Gateway (Under Construction)
  • Sydney Metro City & Southwest (Operational)
  • New Intercity Fleet (NSW Trains) (Under Delivery)
  • Sydney Metro West (Under Construction)
  • Transport: Carlton station 2.1km away

BULL CASE

If Ramsgate maintains 3%+ annual growth and vacancy stays below 1.1%, median prices could reach $2,519,652 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Ramsgate pull back 10-15% from $2,191,002, with vacancy rising to 2.9% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Premium price point limits buyer pool and increases interest rate sensitivity

COMPARABLE MARKETS

  • Berala (NSW): $1,695,375 median, 2.3% yield, 5.1% 1yr growth
  • Campsie (NSW): $1,865,686 median, 2.3% yield, 1.5% 1yr growth
  • Pinkett (NSW): $2,650,000 median, 0.8% yield, 0.0% 1yr growth

THE PLAY

Ramsgate presents a compelling investment opportunity. The combination of solid fundamentals and high rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 2.4% and prioritise properties with value-add potential. Consider timing entry around the current cooling phase of the market cycle.

  • Entry range: $1,971,902$2,410,102
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy staying below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.5/10
High SEIFA decile — already upgraded or established affluent area
Moderate capital growth (5.4% CAGR)
Inner/middle ring location (14.1km to CBD) — high gentrification corridor
Mixed tenure (40% renters) — transitional suburb profile
Active development pipeline (5350 approvals) — supply attracting new residents
Strong public transport infrastructure — supports walkable gentrification

Growth Forecast

high confidence
1yr Forecast
4.2%
p.a.
2yr Forecast
3.9%
p.a.
5yr Forecast
3.4%
p.a.

Basis: 5yr CAGR 5.4% + 10yr CAGR 3.6%

Growth drivers
  • +Low rental vacancy (1.6%) — constrained supply
Headwinds
  • High supply pipeline (5350 new approvals) — may cap price growth

Suburb Metric Thresholds

7 green6 yellow3 red
Rental Vacancy Rate
1.6 high impact
Days on Market
51 high impact
Weekly Rent (house)
990 medium impact
5yr Price CAGR
5.44 high impact
10yr Price CAGR
3.62 high impact
1yr Price Growth
9.6 medium impact
Population Growth
1.33 high impact
Median Household Income
1900 medium impact
Unemployment Rate
5.6 medium impact
Public Transport Score
7.8 medium impact
School Zone Quality
7.8 medium impact
Distance to CBD
14.11 medium impact
SEIFA Advantage/Disadvantage
8 medium impact
Owner Occupier Rate
57.4 medium impact
Gross Rental Yield (%)
2.35 high impact
Net Rental Yield (%)
0.85 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

1,850

2020

1,178

2021

829

2022

772

2023

721

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2217

Most disadvantagedLeast disadvantaged

Decile 6 of 10 — Average

Population

28,673

Education (IEO)

8/10

Econ. Resources (IER)

4/10

10-Year Investment Projection

Modelled on Ramsgate NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $990/wk median rent for Ramsgate. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Ramsgate PS
PrimaryGovernment
6.9/10
Bayside HS
SecondaryGovernment
No data

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.