Oyster Bay NSW Property Investment
Sutherland · 2225 · Score: 70/100 · Buy
Oyster Bay NSW Investment Brief
BUY — 2.6% gross yield on a $1,645,000–$1,999,058 (sources disagree, range shown — do NOT quote a single number) median.
THE MARKET
Oyster Bay has compounded at 5.4%/yr over 5 years. Median sits in the $1,645,000–$1,999,058 (sources disagree, range shown — do NOT quote a single number) band today. Properties are sitting on market for 57 days (buyers have negotiating room).
- Median house: $1,645,000–$1,999,058 (sources disagree, range shown — do NOT quote a single number) | Units: $1,330,251
- Gross yield: 2.6% | Net yield: 1.1%
- 5yr price CAGR: 5.4%/yr | 3yr forecast: 13.5%/yr
- Population: 5,689 | Owner-occupier rate: 90% | Affluence: Very High
- Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline
RENTAL SNAPSHOT
- Vacancy: 1.6% (improving) | Rental demand: High
- Median weekly rent: $1,000/wk | Days on market: 57 (worsening)
- Landlord market — rents likely to keep rising.
SHORT-TERM RENTAL
Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.
INFRASTRUCTURE & CATALYSTS
- Sydney Gateway (Under Construction)
- Sydney Metro City & Southwest (Operational)
- WestConnex Motorway (Operational)
- New Intercity Fleet (NSW Trains) (Under Delivery)
- Transport: Standard suburban transport access
BULL CASE
If Oyster Bay maintains 3%+ annual growth and vacancy stays below 1.1%, median prices could reach $2,264,620 within 3 years with yields compressing slightly as capital values rise.
BEAR CASE
A market correction or interest rate shock could see prices in Oyster Bay pull back 10-15% from $1,969,235, with vacancy rising to 2.9% and rental yields softening as tenants gain leverage.
KEY RISKS
- No significant risk factors identified for this suburb
COMPARABLE MARKETS
- Holroyd (NSW): $1,497,415 median, 2.5% yield, 4.2% 1yr growth
- Berala (NSW): $1,695,375 median, 2.3% yield, 5.1% 1yr growth
- Campsie (NSW): $1,865,686 median, 2.3% yield, 1.5% 1yr growth
THE PLAY
Oyster Bay presents a compelling investment opportunity. The combination of solid fundamentals and high rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 2.6% and prioritise properties with value-add potential. Consider timing entry around the current cooling phase of the market cycle.
- Entry range: $1,772,312 – $2,166,158
- Minimum gross yield to target: 4.5%
- Watch signal: vacancy staying below 2% and days on market falling below 35
This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.
Gentrification Index
Growth Forecast
high confidenceBasis: 5yr CAGR 5.4% + 10yr CAGR 7.6%
- +Low rental vacancy (1.6%) — constrained supply
- −High supply pipeline (5667 new approvals) — may cap price growth
Suburb Metric Thresholds
Macro Environment
Macro Indicators
Cash Rate
4.35%
▲ 0.25%Cash rate as at 2026-05-06 · Credit data 2026-04
Suburb Supply & Demand
Suburb Supply Pipeline — New Dwelling Approvals
1,113
2020
1,488
2021
1,323
2022
998
2023
745
2025
New dwelling approvals — higher numbers mean more future supply
Socio-Economic Profile
Source: ABS Census 2021SEIFA Index · Postcode 2225
Decile 10 of 10 — Low disadvantage
Population
5,560
Education (IEO)
9/10
Econ. Resources (IER)
10/10
10-Year Investment Projection
Modelled on Oyster Bay NSW data — rent, capital growth, tax, and depreciation over 10 years.
Pre-filled: $1000/wk median rent for Oyster Bay. Capital growth and rent increase are editable assumptions.
Schools
In your catchment
These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.
Nearby Suburbs
Analyse a Property in Oyster Bay
Get instant STR rules, granny flat feasibility, rental yield, and full investment strategy comparison for any address in Oyster Bay.
Analyse a Property →Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.