Mullaley NSW Property Investment

Warrumbungle · 2379 · Score: 50/100 · Hold

Median House Price
$190K
Rental Yield
9.6%
Vacancy Rate
3.0%
Median Weekly Rent
$350/wk
Median Unit Price
N/A
Population
174
Days on Market
42 days
Annual Growth
N/A

Mullaley Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$552.88/night
Occupancy Rate
40%
Est. Annual Revenue
$81K
AI Investment Analysis

Mullaley NSW Investment Brief

HOLD9.6% gross yield on a $190,000 (pending peer validation) median.

THE MARKET

Mullaley has compounded at 6.2%/yr over 5 years. Median sits in the $190,000 (pending peer validation) band today. Properties are sitting on market for 42 days (roughly balanced conditions).

  • Median house: $190,000 (pending peer validation) | Units: $0
  • Gross yield: 9.6% | Net yield: 8.1%
  • 5yr price CAGR: 6.2%/yr | 3yr forecast: 5.6%/yr
  • Population: 174 | Owner-occupier rate: 72% | Affluence: High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $350/wk | Days on market: 42 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $553/night | Occupancy: 40%
  • Estimated annual STR gross: ~$80,720/yr
  • vs long-term rent: $18,200/yr (+344% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Standard suburban transport access

BULL CASE

If Mullaley maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $218,500 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Mullaley pull back 10-15% from $190,000, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Barmedman (NSW): $245,438 median, 4.0% yield, 8.0% 1yr growth
  • Deepwater (NSW): $195,000 median, 10.7% yield, -30.0% 1yr growth
  • Ashford (NSW): $232,830 median, 4.5% yield, 12.2% 1yr growth

THE PLAY

Mullaley offers balanced fundamentals but does not present an urgent buying signal. The market is in a stable phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 10.1%.

  • Entry range: $171,000$209,000
  • Minimum gross yield to target: 9.9%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Stable / established1.2/10
High SEIFA decile — already upgraded or established affluent area
Moderate capital growth (6.2% CAGR)
Moderate development activity (26 approvals)

Growth Forecast

medium confidence
1yr Forecast
5.5%
p.a.
2yr Forecast
5.1%
p.a.
5yr Forecast
4.4%
p.a.

Basis: 5yr CAGR 6.2%

Headwinds
  • Population decline (-1.4%/yr) — demand headwind

Suburb Metric Thresholds

5 green4 yellow4 red
Rental Vacancy Rate
3 high impact
Days on Market
42 high impact
Weekly Rent (house)
350 medium impact
5yr Price CAGR
6.24 high impact
10yr Price CAGR
No data high impact
1yr Price Growth
No data medium impact
Population Growth
-1.45 high impact
Median Household Income
1474 medium impact
Unemployment Rate
3.1 medium impact
Public Transport Score
No data medium impact
School Zone Quality
3.5 medium impact
Distance to CBD
327.17 medium impact
SEIFA Advantage/Disadvantage
7 medium impact
Owner Occupier Rate
71.6 medium impact
Gross Rental Yield (%)
9.58 high impact
Net Rental Yield (%)
8.08 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

1

2020

5

2021

5

2022

9

2023

6

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2379

Most disadvantagedLeast disadvantaged

Decile 6 of 10 — Average

Population

291

Education (IEO)

8/10

Econ. Resources (IER)

7/10

10-Year Investment Projection

Modelled on Mullaley NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $350/wk median rent for Mullaley. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Mullaley PS
PrimaryGovernment
3.5/10
Gunnedah HS
SecondaryGovernment
3/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.