Mathoura NSW Property Investment

Hay · 2710 · Score: 51/100 · Hold

Median House Price
$328K
Rental Yield
5.7%
Vacancy Rate
3.0%
Median Weekly Rent
$360/wk
Median Unit Price
$315K
Population
1,002
Days on Market
39 days
Annual Growth
-7.7%

Mathoura Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$405.88/night
Occupancy Rate
40%
Est. Annual Revenue
$59K
AI Investment Analysis

Mathoura NSW Investment Brief

HOLD$328,006 median with 9.0%/yr growth over 5 years.

THE MARKET

Mathoura has compounded at 9.0%/yr over 5 years — a house that cost $213,181 in 2021 is worth $328,006 today. Properties are sitting on market for 39 days (roughly balanced conditions). At the same growth rate, today's median reaches $504,678 by 2031.

  • Median house: $328,006 | Units: $314,703
  • Gross yield: 5.7% | Net yield: 4.2%
  • 5yr price CAGR: 9.0%/yr | 3yr forecast: 13.5%/yr
  • Population: 1,002 | Owner-occupier rate: 71% | Affluence: Below Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $360/wk | Days on market: 39 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $406/night | Occupancy: 40%
  • Estimated annual STR gross: ~$59,258/yr
  • vs long-term rent: $18,720/yr (+217% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Echuca station 37.4km away

BULL CASE

If Mathoura maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $377,207 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Mathoura pull back 10-15% from $328,006, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Barmedman (NSW): $245,438 median, 4.0% yield, 8.0% 1yr growth
  • Lightning Ridge (NSW): $230,019 median, 6.8% yield, 40.4% 1yr growth
  • Old Bonalbo (NSW): $308,000 median, 6.8% yield, 0.0% 1yr growth

THE PLAY

Mathoura offers balanced fundamentals but does not present an urgent buying signal. The market is in a cooling phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 6.2%.

  • Entry range: $295,205$360,807
  • Minimum gross yield to target: 6.0%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.2/10
Low socioeconomic base — classic gentrification precondition
Above-average capital growth (9.0% CAGR)
Moderate development activity (21 approvals)

Growth Forecast

high confidence
1yr Forecast
8.7%
p.a.
2yr Forecast
8.0%
p.a.
5yr Forecast
7.0%
p.a.

Basis: 5yr CAGR 9.0% + 10yr CAGR 10.2%

Headwinds
  • Population decline (-0.8%/yr) — demand headwind

Suburb Metric Thresholds

6 green2 yellow7 red
Rental Vacancy Rate
3 high impact
Days on Market
39 high impact
Weekly Rent (house)
360 medium impact
5yr Price CAGR
8.97 high impact
10yr Price CAGR
10.24 high impact
1yr Price Growth
-7.7 medium impact
Population Growth
-0.76 high impact
Median Household Income
1211 medium impact
Unemployment Rate
3.7 medium impact
Public Transport Score
No data medium impact
School Zone Quality
4.8 medium impact
Distance to CBD
615.03 medium impact
SEIFA Advantage/Disadvantage
3 medium impact
Owner Occupier Rate
71.3 medium impact
Gross Rental Yield (%)
5.71 high impact
Net Rental Yield (%)
4.21 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

3

2020

8

2021

2

2022

1

2023

7

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2710

Most disadvantagedLeast disadvantaged

Decile 3 of 10 — High disadvantage

Population

9,743

Education (IEO)

3/10

Econ. Resources (IER)

4/10

10-Year Investment Projection

Modelled on Mathoura NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $360/wk median rent for Mathoura. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Mathoura PS
PrimaryGovernment
4.8/10
Deniliquin HS
SecondaryGovernment
5/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.