Manilla NSW Property Investment

Tamworth · 2346 · Score: 49/100 · Caution

Median House Price
$432K
Rental Yield
5.7%
Vacancy Rate
3.0%
Median Weekly Rent
$470/wk
Median Unit Price
N/A
Population
2,386
Days on Market
42 days
Annual Growth
9.3%

Manilla Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$415.12/night
Occupancy Rate
40%
Est. Annual Revenue
$61K
AI Investment Analysis

Manilla NSW Investment Brief

CAUTION5.7% gross yield on a $431,936 (pending peer validation) median.

THE MARKET

Manilla has compounded at 4.1%/yr over 5 years. Median sits in the $431,936 (pending peer validation) band today. Properties are sitting on market for 42 days (roughly balanced conditions).

  • Median house: $431,936 (pending peer validation) | Units: $0
  • Gross yield: 5.7% | Net yield: 4.2%
  • 5yr price CAGR: 4.1%/yr | 3yr forecast: 13.5%/yr
  • Population: 2,386 | Owner-occupier rate: 70% | Affluence: Low
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $470/wk | Days on market: 42 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $415/night | Occupancy: 40%
  • Estimated annual STR gross: ~$60,608/yr
  • vs long-term rent: $24,440/yr (+148% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: West Tamworth station 44.0km away

BULL CASE

If Manilla maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $496,726 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Manilla pull back 10-15% from $431,936, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Werris Creek (NSW): $342,492 median, 5.8% yield, 4.7% 1yr growth
  • Gladstone (NSW): $555,200 median, 4.5% yield, -18.7% 1yr growth
  • Frederickton (NSW): $495,831 median, 5.1% yield, -4.8% 1yr growth

THE PLAY

Manilla carries elevated risk that outweighs potential returns at current levels. A recovery market combined with moderate vacancy risk warrants caution. Avoid new acquisitions unless significant discount to median pricing is achievable. Re-evaluate if vacancy falls below 2.5% or annual price growth exceeds 3%.

  • Entry range: $388,742$475,130
  • Minimum gross yield to target: 6.0%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
Low socioeconomic base — classic gentrification precondition
Moderate capital growth (4.1% CAGR)
Active development pipeline (1610 approvals) — supply attracting new residents

Growth Forecast

low confidence
1yr Forecast
3.9%
p.a.
2yr Forecast
3.6%
p.a.
5yr Forecast
3.1%
p.a.

Basis: 5yr CAGR 4.1% + 10yr CAGR 7.2%

Headwinds
  • Population decline (-0.8%/yr) — demand headwind
  • High supply pipeline (1610 new approvals) — may cap price growth

Suburb Metric Thresholds

5 green5 yellow6 red
Rental Vacancy Rate
3 high impact
Days on Market
42 high impact
Weekly Rent (house)
470 medium impact
5yr Price CAGR
4.13 high impact
10yr Price CAGR
7.22 high impact
1yr Price Growth
9.3 medium impact
Population Growth
-0.75 high impact
Median Household Income
1083 medium impact
Unemployment Rate
4.2 medium impact
Public Transport Score
0 medium impact
School Zone Quality
3.9 medium impact
Distance to CBD
351.81 medium impact
SEIFA Advantage/Disadvantage
1 medium impact
Owner Occupier Rate
70.3 medium impact
Gross Rental Yield (%)
5.66 high impact
Net Rental Yield (%)
4.16 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

251

2020

359

2021

338

2022

318

2023

344

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2346

Most disadvantagedLeast disadvantaged

Decile 2 of 10 — High disadvantage

Population

3,033

Education (IEO)

1/10

Econ. Resources (IER)

2/10

10-Year Investment Projection

Modelled on Manilla NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $470/wk median rent for Manilla. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Manilla CS
PrimaryGovernment
No data
Manilla CS
SecondaryGovernment
No data

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.