Harwood NSW Property Investment

Clarence Valley · 2465 · Score: 54/100 · Hold

Median House Price
$667K
Rental Yield
3.5%
Vacancy Rate
3.0%
Median Weekly Rent
$450/wk
Median Unit Price
N/A
Population
346
Days on Market
31 days
Annual Growth
-8.6%

Harwood Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$223/night
Occupancy Rate
%
Est. Annual Revenue
$53K
AI Investment Analysis

Harwood NSW Investment Brief

HOLD3.5% gross yield on a $667,000 (pending peer validation) median.

THE MARKET

Harwood has compounded at 5.4%/yr over 5 years. Median sits in the $667,000 (pending peer validation) band today. Properties are sitting on market for 31 days (roughly balanced conditions).

  • Median house: $667,000 (pending peer validation) | Units: $0
  • Gross yield: 3.5% | Net yield: 2.0%
  • 5yr price CAGR: 5.4%/yr | 3yr forecast: 13.5%/yr
  • Population: 346 | Owner-occupier rate: 68% | Affluence: Low
  • Supply pipeline: Moderate — Strong population growth likely attracting new development approvals

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $450/wk | Days on market: 31 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Grafton Station station 43.3km away

BULL CASE

If Harwood maintains 4%+ annual growth and vacancy stays below 2.1%, median prices could reach $767,050 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Harwood pull back 10-15% from $667,000, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Kinchela (NSW): $776,000 median, 3.2% yield, -0.5% 1yr growth
  • Hat Head (NSW): $678,789 median, 3.6% yield, 37.5% 1yr growth
  • Collombatti (NSW): $800,481 median, 3.1% yield, 11.9% 1yr growth

THE PLAY

Harwood offers balanced fundamentals but does not present an urgent buying signal. The market is in a above_trend phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.

  • Entry range: $600,300$733,700
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market holding under 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
Low socioeconomic base — classic gentrification precondition
Moderate capital growth (5.4% CAGR)
Active development pipeline (1378 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
5.0%
p.a.
2yr Forecast
4.6%
p.a.
5yr Forecast
4.0%
p.a.

Basis: 5yr CAGR 5.4% + 10yr CAGR 4.4%

Growth drivers
  • +Strong population growth (3.5%/yr) driving demand
Headwinds
  • High supply pipeline (1378 new approvals) — may cap price growth

Suburb Metric Thresholds

2 green6 yellow8 red
Rental Vacancy Rate
3 high impact
Days on Market
31 high impact
Weekly Rent (house)
450 medium impact
5yr Price CAGR
5.44 high impact
10yr Price CAGR
4.38 high impact
1yr Price Growth
-8.6 medium impact
Population Growth
3.52 high impact
Median Household Income
1101 medium impact
Unemployment Rate
5.6 medium impact
Public Transport Score
0 medium impact
School Zone Quality
4.2 medium impact
Distance to CBD
531.16 medium impact
SEIFA Advantage/Disadvantage
1 medium impact
Owner Occupier Rate
68.1 medium impact
Gross Rental Yield (%)
3.51 high impact
Net Rental Yield (%)
2.01 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

144

2020

239

2021

364

2022

313

2023

318

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2465

Most disadvantagedLeast disadvantaged

Decile 1 of 10 — High disadvantage

Population

346

Education (IEO)

1/10

Econ. Resources (IER)

2/10

10-Year Investment Projection

Modelled on Harwood NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $450/wk median rent for Harwood. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Harwood Island PS
PrimaryGovernment
4.2/10
Maclean HS
SecondaryGovernment
5.1/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.