Gunnedah NSW Property Investment

Gunnedah · 2380 · Score: 51/100 · Hold

Median House Price
$547K
Rental Yield
5.2%
Vacancy Rate
3.0%
Median Weekly Rent
$550/wk
Median Unit Price
$422K
Population
10,359
Days on Market
33 days
Annual Growth
15.6%

Gunnedah Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$478.69/night
Occupancy Rate
40%
Est. Annual Revenue
$70K
AI Investment Analysis

Gunnedah NSW Investment Brief

HOLD6.1% gross yield on a $470,000 median.

THE MARKET

Gunnedah has compounded at 3.2%/yr over 5 years — a house that cost $401,513 in 2021 is worth $470,000 today. Properties are sitting on market for 33 days (roughly balanced conditions). At the same growth rate, today's median reaches $550,169 by 2031.

  • Median house: $470,000 | Units: $421,742
  • Gross yield: 6.1% | Net yield: 4.6%
  • 5yr price CAGR: 3.2%/yr | 3yr forecast: 13.5%/yr
  • Population: 10,359 | Owner-occupier rate: 66% | Affluence: Below Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $550/wk | Days on market: 33 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $479/night | Occupancy: 40%
  • Estimated annual STR gross: ~$69,889/yr
  • vs long-term rent: $28,600/yr (+144% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Gunnedah station 1.8km away

BULL CASE

If Gunnedah maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $540,500 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Gunnedah pull back 10-15% from $470,000, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Werris Creek (NSW): $342,492 median, 5.8% yield, 4.7% 1yr growth
  • Aldavilla (NSW): $591,435 median, 4.2% yield, 3.4% 1yr growth
  • Dondingalong (NSW): $607,500 median, 4.1% yield, -8.5% 1yr growth

THE PLAY

Gunnedah offers balanced fundamentals but does not present an urgent buying signal. The market is in a recovery phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 6.6%.

  • Entry range: $423,000$517,000
  • Minimum gross yield to target: 6.4%
  • Watch signal: vacancy dropping below 2% and days on market holding under 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification3.5/10
Low socioeconomic base — classic gentrification precondition
Active development pipeline (231 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
1.0%
p.a.
2yr Forecast
0.9%
p.a.
5yr Forecast
0.8%
p.a.

Basis: 5yr CAGR 1.1% + 10yr CAGR 2.4%

Headwinds
  • High supply pipeline (231 new approvals) — may cap price growth

Suburb Metric Thresholds

2 green10 yellow4 red
Rental Vacancy Rate
3 high impact
Days on Market
33 high impact
Weekly Rent (house)
550 medium impact
5yr Price CAGR
1.15 high impact
10yr Price CAGR
2.41 high impact
1yr Price Growth
15.6 medium impact
Population Growth
1.36 high impact
Median Household Income
1590 medium impact
Unemployment Rate
4.3 medium impact
Public Transport Score
5.4 medium impact
School Zone Quality
3.9 medium impact
Distance to CBD
332.61 medium impact
SEIFA Advantage/Disadvantage
4 medium impact
Owner Occupier Rate
65.9 medium impact
Gross Rental Yield (%)
5.23 high impact
Net Rental Yield (%)
3.73 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

14

2020

66

2021

69

2022

53

2023

29

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2380

Most disadvantagedLeast disadvantaged

Decile 3 of 10 — High disadvantage

Population

11,118

Education (IEO)

2/10

Econ. Resources (IER)

5/10

10-Year Investment Projection

Modelled on Gunnedah NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $550/wk median rent for Gunnedah. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Gunnedah SPS
PrimaryGovernment
3.5/10
Gunnedah HS
SecondaryGovernment
3/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.