Grafton NSW Property Investment

Richmond Valley · 2460 · Score: 54/100 · Hold

Median House Price
$525K
Rental Yield
5.3%
Vacancy Rate
3.0%
Median Weekly Rent
$530/wk
Median Unit Price
$403K
Population
10,563
Days on Market
42 days
Annual Growth
9.6%

Grafton Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$199.65/night
Occupancy Rate
%
Est. Annual Revenue
$47K
AI Investment Analysis

Grafton NSW Investment Brief

HOLD5.2% gross yield on a $524,533 median.

THE MARKET

Grafton has compounded at 3.2%/yr over 5 years — a house that cost $448,099 in 2021 is worth $524,533 today. Properties are sitting on market for 42 days (roughly balanced conditions). At the same growth rate, today's median reaches $614,004 by 2031.

  • Median house: $524,533 | Units: $402,711
  • Gross yield: 5.2% | Net yield: 3.8%
  • 5yr price CAGR: 3.2%/yr | 3yr forecast: 13.5%/yr
  • Population: 10,563 | Owner-occupier rate: 71% | Affluence: Below Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $530/wk | Days on market: 42 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Grafton Station station 2.6km away

BULL CASE

If Grafton maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $603,213 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Grafton pull back 10-15% from $524,533, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Hat Head (NSW): $678,789 median, 3.6% yield, 37.5% 1yr growth
  • Aldavilla (NSW): $591,435 median, 4.2% yield, 3.4% 1yr growth
  • Dondingalong (NSW): $607,500 median, 4.1% yield, -8.5% 1yr growth

THE PLAY

Grafton offers balanced fundamentals but does not present an urgent buying signal. The market is in a cooling phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 5.8%.

  • Entry range: $472,080$576,986
  • Minimum gross yield to target: 5.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
Low socioeconomic base — classic gentrification precondition
Moderate capital growth (6.8% CAGR)
Active development pipeline (292 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
5.1%
p.a.
2yr Forecast
4.7%
p.a.
5yr Forecast
4.1%
p.a.

Basis: 5yr CAGR 6.8% + 10yr CAGR 4.4%

Headwinds
  • High supply pipeline (292 new approvals) — may cap price growth

Suburb Metric Thresholds

2 green10 yellow4 red
Rental Vacancy Rate
3 high impact
Days on Market
42 high impact
Weekly Rent (house)
530 medium impact
5yr Price CAGR
6.85 high impact
10yr Price CAGR
4.38 high impact
1yr Price Growth
9.6 medium impact
Population Growth
1.24 high impact
Median Household Income
1165 medium impact
Unemployment Rate
6.6 medium impact
Public Transport Score
4.2 medium impact
School Zone Quality
6 medium impact
Distance to CBD
493.27 medium impact
SEIFA Advantage/Disadvantage
2 medium impact
Owner Occupier Rate
71.4 medium impact
Gross Rental Yield (%)
5.25 high impact
Net Rental Yield (%)
3.75 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

56

2020

72

2021

57

2022

46

2023

61

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2460

Most disadvantagedLeast disadvantaged

Decile 2 of 10 — High disadvantage

Population

31,079

Education (IEO)

1/10

Econ. Resources (IER)

3/10

10-Year Investment Projection

Modelled on Grafton NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $530/wk median rent for Grafton. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Grafton PS
PrimaryGovernment
4.5/10
Grafton HS
SecondaryGovernment
4.8/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

Analyse a Property in Grafton

Get instant STR rules, granny flat feasibility, rental yield, and full investment strategy comparison for any address in Grafton.

Analyse a Property →

Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.