Fingal Head NSW Property Investment

Tweed · 2487 · Score: 57/100 · Hold

Median House Price
$1.74M
Rental Yield
3.4%
Vacancy Rate
3.0%
Median Weekly Rent
$1150/wk
Median Unit Price
$924K
Population
615
Days on Market
39 days
Annual Growth
-14.5%

Fingal Head Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$306.86/night
Occupancy Rate
%
Est. Annual Revenue
$73K
AI Investment Analysis

Fingal Head NSW Investment Brief

HOLD$1,737,594 (single source — OnTheHouse only, no peer to validate) median with 11.2%/yr growth over 5 years.

THE MARKET

Fingal Head has compounded at 11.2%/yr over 5 years. Median sits in the $1,737,594 (single source — OnTheHouse only, no peer to validate) band today. Properties are sitting on market for 39 days (roughly balanced conditions).

  • Median house: $1,737,594 (single source — OnTheHouse only, no peer to validate) | Units: $923,648
  • Gross yield: 3.4% | Net yield: 1.9%
  • 5yr price CAGR: 11.2%/yr | 3yr forecast: 7.3%/yr
  • Population: 615 | Owner-occupier rate: 72% | Affluence: High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $1,150/wk | Days on market: 39 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

Insufficient STR data for this suburb. Run a specific address analysis for property-level STR projections.

INFRASTRUCTURE & CATALYSTS

  • Gold Coast Light Rail Stage 4 (Airport Extension) (Under Procurement)
  • Transport: Lorikeet station 10.4km away

BULL CASE

If Fingal Head maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $1,998,233 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Fingal Head pull back 10-15% from $1,737,594, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Campsie (NSW): $1,865,686 median, 2.3% yield, 1.5% 1yr growth
  • Georges Hall (NSW): $1,452,071 median, 3.3% yield, 7.7% 1yr growth
  • Barrack Point (NSW): $1,711,063 median, 2.5% yield, 1.8% 1yr growth

THE PLAY

Fingal Head offers balanced fundamentals but does not present an urgent buying signal. The market is in a boom phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.

  • Entry range: $1,563,835$1,911,353
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
High SEIFA decile — already upgraded or established affluent area
Strong capital growth (25.5% CAGR) — above national average
Active development pipeline (1502 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
14.5%
p.a.
2yr Forecast
13.3%
p.a.
5yr Forecast
11.6%
p.a.

Basis: 5yr CAGR 25.5% + 10yr CAGR 11.0%

Growth drivers
  • +Above-average population growth (2.4%/yr)
Headwinds
  • High supply pipeline (1502 new approvals) — may cap price growth

Suburb Metric Thresholds

6 green4 yellow5 red
Rental Vacancy Rate
3 high impact
Days on Market
39 high impact
Weekly Rent (house)
1150 medium impact
5yr Price CAGR
25.49 high impact
10yr Price CAGR
11.04 high impact
1yr Price Growth
-14.5 medium impact
Population Growth
2.35 high impact
Median Household Income
1542 medium impact
Unemployment Rate
4.1 medium impact
Public Transport Score
No data medium impact
School Zone Quality
4.2 medium impact
Distance to CBD
669.1 medium impact
SEIFA Advantage/Disadvantage
7 medium impact
Owner Occupier Rate
71.9 medium impact
Gross Rental Yield (%)
3.44 high impact
Net Rental Yield (%)
1.94 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

211

2020

339

2021

381

2022

281

2023

290

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2487

Most disadvantagedLeast disadvantaged

Decile 7 of 10 — Average

Population

15,090

Education (IEO)

7/10

Econ. Resources (IER)

7/10

10-Year Investment Projection

Modelled on Fingal Head NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $1150/wk median rent for Fingal Head. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Fingal Head PS
PrimaryGovernment
4.2/10
Kingscliff HS
SecondaryGovernment
5.9/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.