Fernleigh NSW Property Investment

Ballina · 2479 · Score: 53/100 · Hold

Median House Price
$2.11M
Rental Yield
2.5%
Vacancy Rate
3.0%
Median Weekly Rent
$1000/wk
Median Unit Price
$610K
Population
298
Days on Market
46 days
Annual Growth
2.5%

Fernleigh Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$586/night
Occupancy Rate
40%
Est. Annual Revenue
$86K
AI Investment Analysis

Fernleigh NSW Investment Brief

HOLD2.5% gross yield on a $2,106,333 median.

THE MARKET

Median house price in Fernleigh sits at $2,106,333 with 46 days on market and a 3.0% vacancy rate. This is a tenant-favourable market right now.

  • Median house: $2,106,333 | Units: $610,234
  • Gross yield: 2.5% | Net yield: 1.0%
  • 5yr price CAGR: -14.3%/yr | 3yr forecast: 7.5%/yr
  • Population: 298 | Owner-occupier rate: 72% | Affluence: Very High
  • Supply pipeline: Moderate — Strong population growth likely attracting new development approvals

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $1,000/wk | Days on market: 46 (worsening)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $586/night | Occupancy: 40%
  • Estimated annual STR gross: ~$85,556/yr
  • vs long-term rent: $52,000/yr (+65% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: North Beach station 18.0km away

BULL CASE

If Fernleigh maintains 4%+ annual growth and vacancy stays below 2.1%, median prices could reach $2,422,283 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Fernleigh pull back 10-15% from $2,106,333, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Premium price point limits buyer pool and increases interest rate sensitivity
  • - Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Campsie (NSW): $1,865,686 median, 2.3% yield, 1.5% 1yr growth
  • Pinkett (NSW): $2,650,000 median, 0.8% yield, 0.0% 1yr growth
  • Barrack Point (NSW): $1,711,063 median, 2.5% yield, 1.8% 1yr growth

THE PLAY

Fernleigh offers balanced fundamentals but does not present an urgent buying signal. The market is in a stable phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.

  • Entry range: $1,895,700$2,316,966
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Stable / established1.5/10
High SEIFA decile — already upgraded or established affluent area
Active development pipeline (1596 approvals) — supply attracting new residents

Growth Forecast

low confidence
1yr Forecast
1.2%
p.a.
2yr Forecast
1.1%
p.a.
5yr Forecast
1.0%
p.a.

Basis: 1yr growth 2.5% (heavily discounted — volatile)

Growth drivers
  • +Strong population growth (4.1%/yr) driving demand
Headwinds
  • High supply pipeline (1596 new approvals) — may cap price growth

Suburb Metric Thresholds

6 green1 yellow9 red
Rental Vacancy Rate
3 high impact
Days on Market
46 high impact
Weekly Rent (house)
1000 medium impact
5yr Price CAGR
-14.32 high impact
10yr Price CAGR
-3.81 high impact
1yr Price Growth
2.47 medium impact
Population Growth
4.09 high impact
Median Household Income
2048 medium impact
Unemployment Rate
3.7 medium impact
Public Transport Score
0 medium impact
School Zone Quality
4.6 medium impact
Distance to CBD
607.06 medium impact
SEIFA Advantage/Disadvantage
9 medium impact
Owner Occupier Rate
72.1 medium impact
Gross Rental Yield (%)
2.47 high impact
Net Rental Yield (%)
0.97 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

433

2020

361

2021

270

2022

310

2023

222

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2479

Most disadvantagedLeast disadvantaged

Decile 9 of 10 — Low disadvantage

Population

5,780

Education (IEO)

9/10

Econ. Resources (IER)

9/10

10-Year Investment Projection

Modelled on Fernleigh NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $1000/wk median rent for Fernleigh. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Fernleigh PS
PrimaryGovernment
4.6/10
Byron Bay HS
SecondaryGovernment
7.1/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.