Empire Vale NSW Property Investment

Ballina · 2478 · Score: 57/100 · Hold

Median House Price
$978K
Rental Yield
4.3%
Vacancy Rate
3.0%
Median Weekly Rent
$800/wk
Median Unit Price
N/A
Population
185
Days on Market
52 days
Annual Growth
18.2%

Empire Vale Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$436.88/night
Occupancy Rate
40%
Est. Annual Revenue
$64K
AI Investment Analysis

Empire Vale NSW Investment Brief

HOLD$977,611 (single source — OnTheHouse only, no peer to validate) median with 10.7%/yr growth over 5 years.

THE MARKET

Empire Vale has compounded at 10.7%/yr over 5 years. Median sits in the $977,611 (single source — OnTheHouse only, no peer to validate) band today. Properties are sitting on market for 52 days (buyers have negotiating room).

  • Median house: $977,611 (single source — OnTheHouse only, no peer to validate) | Units: $0
  • Gross yield: 4.3% | Net yield: 2.8%
  • 5yr price CAGR: 10.7%/yr | 3yr forecast: 3.6%/yr
  • Population: 185 | Owner-occupier rate: 67% | Affluence: Above Average
  • Supply pipeline: Moderate — Strong population growth likely attracting new development approvals

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $800/wk | Days on market: 52 (worsening)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $437/night | Occupancy: 40%
  • Estimated annual STR gross: ~$63,784/yr
  • vs long-term rent: $41,600/yr (+53% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Heritage Park station 27.0km away

BULL CASE

If Empire Vale maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $1,124,253 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Empire Vale pull back 10-15% from $977,611, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Lake Illawarra (NSW): $982,570 median, 3.4% yield, 10.6% 1yr growth
  • Kinchela (NSW): $776,000 median, 3.2% yield, -0.5% 1yr growth
  • Collombatti (NSW): $800,481 median, 3.1% yield, 11.9% 1yr growth

THE PLAY

Empire Vale offers balanced fundamentals but does not present an urgent buying signal. The market is in a cooling phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.8%.

  • Entry range: $879,850$1,075,372
  • Minimum gross yield to target: 4.6%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals5.0/10
Middle-tier SEIFA — moderate gentrification pressure
Strong capital growth (10.7% CAGR) — above national average
Active development pipeline (1596 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
11.3%
p.a.
2yr Forecast
10.4%
p.a.
5yr Forecast
9.1%
p.a.

Basis: 5yr CAGR 10.7% + 10yr CAGR 12.3%

Growth drivers
  • +Strong population growth (2.5%/yr) driving demand
Headwinds
  • High supply pipeline (1596 new approvals) — may cap price growth

Suburb Metric Thresholds

7 green5 yellow4 red
Rental Vacancy Rate
3 high impact
Days on Market
52 high impact
Weekly Rent (house)
800 medium impact
5yr Price CAGR
10.71 high impact
10yr Price CAGR
12.3 high impact
1yr Price Growth
18.2 medium impact
Population Growth
2.51 high impact
Median Household Income
1403 medium impact
Unemployment Rate
3.4 medium impact
Public Transport Score
0 medium impact
School Zone Quality
3.6 medium impact
Distance to CBD
592.78 medium impact
SEIFA Advantage/Disadvantage
6 medium impact
Owner Occupier Rate
66.6 medium impact
Gross Rental Yield (%)
4.26 high impact
Net Rental Yield (%)
2.76 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

433

2020

361

2021

270

2022

310

2023

222

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2478

Most disadvantagedLeast disadvantaged

Decile 6 of 10 — Average

Population

32,053

Education (IEO)

6/10

Econ. Resources (IER)

6/10

10-Year Investment Projection

Modelled on Empire Vale NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $800/wk median rent for Empire Vale. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Empire Vale PS
PrimaryGovernment
3.6/10
Ballina Coast HS
SecondaryGovernment
5.2/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.