Copacabana NSW Property Investment

Central Coast (NSW) · 2251 · Score: 61/100 · Hold

Median House Price
$1.60M
Rental Yield
2.8%
Vacancy Rate
2.2%
Median Weekly Rent
$850/wk
Median Unit Price
$1.15M
Population
2,809
Days on Market
42 days
Annual Growth
-7.2%

Copacabana Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$590.19/night
Occupancy Rate
40%
Est. Annual Revenue
$86K
AI Investment Analysis

Copacabana NSW Investment Brief

HOLD$1,599,939 median with 8.7%/yr growth over 5 years.

THE MARKET

Copacabana has compounded at 8.7%/yr over 5 years — a house that cost $1,054,279 in 2021 is worth $1,599,939 today. Properties are sitting on market for 42 days (roughly balanced conditions). At the same growth rate, today's median reaches $2,428,014 by 2031.

  • Median house: $1,599,939 | Units: $1,153,149
  • Gross yield: 2.8% | Net yield: 1.3%
  • 5yr price CAGR: 8.7%/yr | 3yr forecast: 8.7%/yr
  • Population: 2,809 | Owner-occupier rate: 77% | Affluence: High
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 2.2% (improving) | Rental demand: High
  • Median weekly rent: $850/wk | Days on market: 42 (stable)
  • Balanced market — vacancy manageable but monitor trend.

SHORT-TERM RENTAL

  • Median nightly rate: $590/night | Occupancy: 40%
  • Estimated annual STR gross: ~$86,168/yr
  • vs long-term rent: $44,200/yr (+95% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • New Intercity Fleet (NSW Trains) (Under Delivery)
  • Transport: Woy Woy station 10.4km away

BULL CASE

If Copacabana maintains 3%+ annual growth and vacancy stays below 1.5%, median prices could reach $1,839,930 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Copacabana pull back 10-15% from $1,599,939, with vacancy rising to 4.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • No significant risk factors identified for this suburb

COMPARABLE MARKETS

  • Canley Vale (NSW): $1,345,042 median, 2.7% yield, 30.0% 1yr growth
  • Holroyd (NSW): $1,497,415 median, 2.5% yield, 4.2% 1yr growth
  • Berala (NSW): $1,695,375 median, 2.3% yield, 5.1% 1yr growth

THE PLAY

Copacabana offers balanced fundamentals but does not present an urgent buying signal. The market is in a boom phase with moderate vacancy risk. Monitor vacancy trends and price movements over the next 6-12 months. Only enter if a property can be acquired at or below median pricing with yields exceeding 4.0%.

  • Entry range: $1,439,945$1,759,933
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
High SEIFA decile — already upgraded or established affluent area
Strong capital growth (16.1% CAGR) — above national average
Active development pipeline (7045 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
13.3%
p.a.
2yr Forecast
12.3%
p.a.
5yr Forecast
10.7%
p.a.

Basis: 5yr CAGR 16.1% + 10yr CAGR 10.5%

Growth drivers
  • +Low rental vacancy (2.2%) — constrained supply
Headwinds
  • High supply pipeline (7045 new approvals) — may cap price growth

Suburb Metric Thresholds

6 green5 yellow4 red
Rental Vacancy Rate
2.2 high impact
Days on Market
42 high impact
Weekly Rent (house)
850 medium impact
5yr Price CAGR
16.07 high impact
10yr Price CAGR
10.48 high impact
1yr Price Growth
-7.2 medium impact
Population Growth
0.62 high impact
Median Household Income
1717 medium impact
Unemployment Rate
3.2 medium impact
Public Transport Score
No data medium impact
School Zone Quality
7.2 medium impact
Distance to CBD
47.01 medium impact
SEIFA Advantage/Disadvantage
9 medium impact
Owner Occupier Rate
76.8 medium impact
Gross Rental Yield (%)
2.76 high impact
Net Rental Yield (%)
1.26 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

1,131

2020

1,366

2021

1,417

2022

1,906

2023

1,225

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2251

Most disadvantagedLeast disadvantaged

Decile 8 of 10 — Low disadvantage

Population

33,721

Education (IEO)

8/10

Econ. Resources (IER)

9/10

10-Year Investment Projection

Modelled on Copacabana NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $850/wk median rent for Copacabana. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Copacabana PS
PrimaryGovernment
7.2/10
Kincumber HS
SecondaryGovernment
6.6/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.