Breadalbane NSW Property Investment

Goulburn Mulwaree · 2581 · Score: 65/100 · Buy

Median House Price
$985K
Rental Yield
3.1%
Vacancy Rate
3.0%
Median Weekly Rent
$590/wk
Median Unit Price
N/A
Population
107
Days on Market
44 days
Annual Growth
N/A

Breadalbane Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$463.25/night
Occupancy Rate
40%
Est. Annual Revenue
$68K
AI Investment Analysis

Breadalbane NSW Investment Brief

BUY$985,000 (pending peer validation) median with 15.5%/yr growth over 5 years.

THE MARKET

Breadalbane has compounded at 15.5%/yr over 5 years. Median sits in the $985,000 (pending peer validation) band today. Properties are sitting on market for 44 days (roughly balanced conditions).

  • Median house: $985,000 (pending peer validation) | Units: $0
  • Gross yield: 3.1% | Net yield: 1.6%
  • 5yr price CAGR: 15.5%/yr | 3yr forecast: 13.5%/yr
  • Population: 107 | Owner-occupier rate: 83% | Affluence: High
  • Supply pipeline: Moderate — Strong population growth likely attracting new development approvals

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $590/wk | Days on market: 44 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $463/night | Occupancy: 40%
  • Estimated annual STR gross: ~$67,634/yr
  • vs long-term rent: $30,680/yr (+120% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • No major confirmed infrastructure projects on record.
  • Transport: Goulburn Station station 21.0km away

BULL CASE

If Breadalbane maintains 4%+ annual growth and vacancy stays below 2.1%, median prices could reach $1,132,750 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Breadalbane pull back 10-15% from $985,000, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Lake Illawarra (NSW): $982,570 median, 3.4% yield, 10.6% 1yr growth
  • Kinchela (NSW): $776,000 median, 3.2% yield, -0.5% 1yr growth
  • Collombatti (NSW): $800,481 median, 3.1% yield, 11.9% 1yr growth

THE PLAY

Breadalbane presents a compelling investment opportunity. The combination of solid fundamentals and moderate rental demand supports entry at current price levels. Proceed with due diligence on specific properties. Target gross yields above 3.1% and prioritise properties with value-add potential. Consider timing entry around the current boom phase of the market cycle.

  • Entry range: $886,500$1,083,500
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Early gentrification signals4.0/10
High SEIFA decile — already upgraded or established affluent area
Strong capital growth (15.5% CAGR) — above national average
Active development pipeline (1309 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
13.6%
p.a.
2yr Forecast
12.5%
p.a.
5yr Forecast
10.9%
p.a.

Basis: 5yr CAGR 15.5% + 10yr CAGR 10.8%

Growth drivers
  • +Strong population growth (3.7%/yr) driving demand
Headwinds
  • High supply pipeline (1309 new approvals) — may cap price growth

Suburb Metric Thresholds

7 green4 yellow3 red
Rental Vacancy Rate
3 high impact
Days on Market
44 high impact
Weekly Rent (house)
590 medium impact
5yr Price CAGR
15.52 high impact
10yr Price CAGR
10.82 high impact
1yr Price Growth
No data medium impact
Population Growth
3.66 high impact
Median Household Income
2118 medium impact
Unemployment Rate
2 medium impact
Public Transport Score
No data medium impact
School Zone Quality
6.6 medium impact
Distance to CBD
188.19 medium impact
SEIFA Advantage/Disadvantage
8 medium impact
Owner Occupier Rate
83.1 medium impact
Gross Rental Yield (%)
3.11 high impact
Net Rental Yield (%)
1.61 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

230

2020

325

2021

377

2022

215

2023

162

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2581

Most disadvantagedLeast disadvantaged

Decile 9 of 10 — Low disadvantage

Population

2,507

Education (IEO)

8/10

Econ. Resources (IER)

10/10

10-Year Investment Projection

Modelled on Breadalbane NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $590/wk median rent for Breadalbane. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Breadalbane PS
PrimaryGovernment
6.6/10
Goulburn HS
SecondaryGovernment
4.9/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

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Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.