Ashmont NSW Property Investment

Narrandera · 2650 · Score: 49/100 · Caution

Median House Price
$644K
Rental Yield
3.6%
Vacancy Rate
3.0%
Median Weekly Rent
$450/wk
Median Unit Price
$415K
Population
3,747
Days on Market
35 days
Annual Growth
16.0%

Ashmont Short-Term Rental (Airbnb) Market

Avg Nightly Rate
$491.69/night
Occupancy Rate
40%
Est. Annual Revenue
$72K
AI Investment Analysis

Ashmont NSW Investment Brief

CAUTION3.6% gross yield on a $644,122 median.

THE MARKET

Ashmont has compounded at 3.9%/yr over 5 years — a house that cost $531,974 in 2021 is worth $644,122 today. Properties are sitting on market for 35 days (roughly balanced conditions). At the same growth rate, today's median reaches $779,912 by 2031.

  • Median house: $644,122 | Units: $415,059
  • Gross yield: 3.6% | Net yield: 2.1%
  • 5yr price CAGR: 3.9%/yr | 3yr forecast: 13.5%/yr
  • Population: 3,747 | Owner-occupier rate: 63% | Affluence: Above Average
  • Supply pipeline: Low — Price growth outpacing new supply, limited development pipeline

RENTAL SNAPSHOT

  • Vacancy: 3.0% (stable) | Rental demand: Moderate
  • Median weekly rent: $450/wk | Days on market: 35 (stable)
  • Tenant market — vacancy elevated, negotiate hard on rent.

SHORT-TERM RENTAL

  • Median nightly rate: $492/night | Occupancy: 40%
  • Estimated annual STR gross: ~$71,787/yr
  • vs long-term rent: $23,400/yr (+207% STR premium — factor in higher management costs)

INFRASTRUCTURE & CATALYSTS

  • HumeLink Transmission Line (Under Procurement)
  • Transport: Willans Hill station 3.2km away

BULL CASE

If Ashmont maintains 3%+ annual growth and vacancy stays below 2.1%, median prices could reach $740,740 within 3 years with yields compressing slightly as capital values rise.

BEAR CASE

A market correction or interest rate shock could see prices in Ashmont pull back 10-15% from $644,122, with vacancy rising to 5.0% and rental yields softening as tenants gain leverage.

KEY RISKS

  • Distance from CBD may limit long-term capital growth potential

COMPARABLE MARKETS

  • Kinchela (NSW): $776,000 median, 3.2% yield, -0.5% 1yr growth
  • Hat Head (NSW): $678,789 median, 3.6% yield, 37.5% 1yr growth
  • Collombatti (NSW): $800,481 median, 3.1% yield, 11.9% 1yr growth

THE PLAY

Ashmont carries elevated risk that outweighs potential returns at current levels. A boom market combined with moderate vacancy risk warrants caution. Avoid new acquisitions unless significant discount to median pricing is achievable. Re-evaluate if vacancy falls below 2.5% or annual price growth exceeds 3%.

  • Entry range: $579,710$708,534
  • Minimum gross yield to target: 4.5%
  • Watch signal: vacancy dropping below 2% and days on market falling below 35

This analysis is for informational purposes only and does not constitute financial, legal, or investment advice. Seek professional advice before making investment decisions.

Gentrification Index

Pre-gentrification2.5/10
Middle-tier SEIFA — moderate gentrification pressure
Active development pipeline (60 approvals) — supply attracting new residents

Growth Forecast

high confidence
1yr Forecast
3.1%
p.a.
2yr Forecast
2.8%
p.a.
5yr Forecast
2.5%
p.a.

Basis: 5yr CAGR 3.8% + 10yr CAGR 2.0%

Growth drivers
  • +Above-average population growth (1.5%/yr)
Headwinds
  • Moderate supply pipeline (60 approvals)

Suburb Metric Thresholds

1 green9 yellow6 red
Rental Vacancy Rate
3 high impact
Days on Market
35 high impact
Weekly Rent (house)
450 medium impact
5yr Price CAGR
3.8 high impact
10yr Price CAGR
2.01 high impact
1yr Price Growth
16 medium impact
Population Growth
1.54 high impact
Median Household Income
1629 medium impact
Unemployment Rate
4.1 medium impact
Public Transport Score
5.8 medium impact
School Zone Quality
4.8 medium impact
Distance to CBD
381.83 medium impact
SEIFA Advantage/Disadvantage
5 medium impact
Owner Occupier Rate
63.2 medium impact
Gross Rental Yield (%)
3.63 high impact
Net Rental Yield (%)
2.13 high impact

Macro Environment

Macro Indicators

Cash Rate

4.35%

0.25%

Cash rate as at 2026-05-06 · Credit data 2026-04

Suburb Supply & Demand

Suburb Supply Pipeline — New Dwelling Approvals

5

2020

13

2021

15

2022

14

2023

13

2025

New dwelling approvals — higher numbers mean more future supply

Socio-Economic Profile

Source: ABS Census 2021

SEIFA Index · Postcode 2650

Most disadvantagedLeast disadvantaged

Decile 5 of 10 — Average

Population

61,511

Education (IEO)

6/10

Econ. Resources (IER)

4/10

10-Year Investment Projection

Modelled on Ashmont NSW data — rent, capital growth, tax, and depreciation over 10 years.

Pre-filled: $450/wk median rent for Ashmont. Capital growth and rent increase are editable assumptions.

Schools

In your catchment

Ashmont PS
PrimaryGovernment
3/10
Mt Austin HS
SecondaryGovernment
3/10

These are the government-school zones containing this suburb centroid. Specific addresses within the suburb may fall in different catchments — confirm with the school directly.

Analyse a Property in Ashmont

Get instant STR rules, granny flat feasibility, rental yield, and full investment strategy comparison for any address in Ashmont.

Analyse a Property →

Data sourced from ABS, state government property sales, and Airbnb market analytics. For informational purposes only — not financial advice.